Return of excess a bar to further penalties

N.Y. General Obligations Law § 5-519, under Interest and Usury; Brokerage On Loans.

N.Y. General Obligations Law § 5-519

§ 5-519. Return of excess a bar to further penalties. Every person who\nshall repay or return the money, goods or other things so taken,\naccepted or received, or the value thereof, shall be discharged from any\nother or further forfeiture or penalty which he may have incurred under\nsections 5-511 or 5-513, by taking or receiving the money, goods or\nother thing so repaid, or returned, as aforesaid.\n