™Your Policy Risk Impact Agent
118 chapters · 1,589 sections in this title.
N.D.C.C. § 26.1-39-01 Rescission of fire insurance contract for alteration increasing risk
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An alteration in the use or condition of a thing insured from that to which it is limited by the policy, if made without the consent of the insurer, by means within the control of the insured, and if it increases the risk, entitles an insurer to rescind a fire insurance contract.
N.D.C.C. § 26.1-39-02 Rescission of fire contract not permitted if risk not increased
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An alteration in the use or condition of a thing insured from that to which it is limited by the policy, which does not increase the risk, does not affect a fire insurance contract.
N.D.C.C. § 26.1-39-03 When fire contract unaffected though risk increased
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A fire insurance contract is not affected by any act of the insured subsequent to the execution of the policy, if the act does not violate its provisions, even though it increases the risk and is the cause of a loss.
N.D.C.C. § 26.1-39-04 Measure of indemnity on fire policy
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If there is no valuation in the policy, the measure of indemnity in an insurance against fire is the full amount stated in the policy. If there is a valuation in the policy, the valuation is conclusive between the parties in the adjustment either of a partial or a total loss if t…
