Ohio Administrative Code

(A) PurposeThe purpose of this rule is to set out procedural requirements which the superintendent deems necessary to carry out the provisions of sections 3901.61 to 3901.65 of the Revised Code, credit for reinsurance ceded. The information and procedures set out in this rule are…

(A) PurposeThe purpose of this rule is to recognize new annuity mortality tables for use in determining the minimum standard of valuation for annuity and pure endowment contracts.(B) AuthorityThis rule is promulgated pursuant to the authority vested in the superintendent under se…

(A) PurposeThe purpose of this rule is to adopt the forms, instructions and manuals prescribed by the "National Association of Insurance Commissioners" for the preparation and filing of statutory financial statements and other financial information.(B) AuthorityThis rule is promu…

(A) PurposeThe purpose of this rule is to establish the procedures for filing, and the required content of, the corporate governance annual disclosure, deemed necessary by the superintendent pursuant to sections 3901.072 to 3901.078 of the Revised Code.(B) AuthorityThis rule is p…

(A) PurposeThe purpose of this rule is to implement sections 3923.41 to 3923.49 of the Revised Code to promote the public interest, to promote the availability of long-term care insurance coverage, to protect applicants for long-term care insurance, as defined, from unfair or dec…

(A) PurposeThe purpose of this rule is to implement a state long-term care partnership program in Ohio in accordance with sections 3923.41 to 3923.49 and 5164.86 of the Revised Code.(B) AuthorityThis rule is promulgated pursuant to the authority vested in the superintendent under…

(A) PurposeThe purpose of this rule is to establish a record retention requirement for insurers that are to maintain records of their agents' initial training and continuing education concerning long-term care insurance under section 3923.443 of the Revised Code.(B) AuthorityThis…

(A) PurposeThe purpose of this rule is to establish continuing education (CE) requirements, standards, and procedures for insurance agents.(B) AuthorityThis rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3901.21, 3901.212, 3901…

(A) PurposeThe purpose of this rule is to establish the procedure to review insurance continuing education provider applications.(B) AuthorityThis rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3905.26, 3905.28, and 3905.486 of…

(A) PurposeThe purpose of this rule is to establish criteria, standards, and procedures for continuing education (CE) courses that licensed agents must complete to maintain their license.(B) AuthorityThis rule is promulgated pursuant to the authority vested in the superintendent …

(A) PurposeThe purpose of this rule is to establish criteria, standards, and procedures for providers of continuing education (CE) programs.(B) AuthorityThis rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3905.26, 3905.28, and …

(A) PurposeThe purpose of this rule is to identify conduct related to continuing education that violates Ohio statutes or rules and can subject a continuing education provider or agent to administrative actions.(B) AuthorityThis rule is promulgated pursuant to the authority veste…

(A) PurposeThe purpose of this rule is to establish the fees to be charged for certain services and transactions for the pre-licensing and the continuing education programs.(B) AuthorityThis rule is promulgated pursuant to authority vested in the superintendent under sections 390…

(A) PurposeThe purpose of this rule is to establish the criteria for agent pre-licensing education and to establish certain examination requirements.(B) AuthorityThis rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3905.486 o…

(A) PurposeThe purpose of this rule is to set forth procedures and requirements for the licensing and appointment of insurance agents in this state; and to identify lines of authority eligible for limited lines licenses.(B) AuthorityThis rule is promulgated pursuant to the author…

(A) PurposeThe purpose of this rule is to set forth procedures and requirements for the issuance of a limited authority rental car agent license. Paragraph (F) of rule 3901-5-09 of the Administrative Code authorizes a limited lines license for rental car insurance.(B) AuthorityTh…

(A) PurposeThe purpose of this rule is to set forth standards to protect consumers from dishonest, unfair, deceptive, misleading, and fraudulent trade practices with respect to the use of senior-specific certifications and professional designations in the marketing, solicitation,…

(A) PurposeThe purpose of this rule is to implement statutes setting forth standards of conduct and responsibility applicable to insurance license applicants, licensees, and/or companies licensed or authorized to transact the business of insurance by the superintendent of insuran…

(A) PurposeThe purpose of this rule is to set forth procedures and requirements for the certification of insurance navigators as recognized by the department as both an individual and business entity, and the requirements for agents who sell health coverage on the exchange.(B) Au…

(A) PurposeThe purpose of this rule is to set forth standards and protect consumers by establishing certain requirements and prohibiting certain practices related to the solicitation and sale of life insurance and annuity contracts.(B) AuthorityThis rule is promulgated pursuant t…

(A) Purpose The purpose of this rule is to establish minimum standards for the form of proposals and statements used to solicit, service, or collect premiums for life insurance which is sold as part of a mutual fund or other security.(B) AuthorityThis rule is promulgated pursuant…

(A) PurposeThe purpose of this rule is to assist consumers by requiring insurers to deliver information about life insurance policies that will better allow those consumers to select the most appropriate policy for their needs, improve their understanding of the policy's basic fe…

(A) PurposeThe purpose of this rule is to provide rules for life insurance policy illustrations that will protect consumers and foster consumer education. The rule provides illustration formats, prescribes standards to be followed when illustrations are used, and specifies the di…

(A) PurposeThe purpose of this rule is to:(1) Regulate the activities of insurers and agents with respect to the replacement of existing life insurance and annuities.(2) Protect the interests of life insurance and annuity purchases by establishing minimum standards of conduct to …

(A) PurposeThe purpose of this rule is to regulate accelerated death benefit provisions of individual and group life insurance policies and to provide required standards of disclosure.(B) AuthorityThis rule is promulgated pursuant to the authority vested in the superintendent und…

(A) PurposeThe purpose of this rule is to supplement existing regulations on life insurance policies in order to accommodate the development and issuance of universal life insurance plans.(B) AuthorityThis rule is promulgated pursuant to the authority vested in the superintendent…

(A) PurposeThe purpose of this rule is to amplify sections 3907.15 and 3911.01 of the Revised Code to provide for the regulation of fixed premium and flexible premium variable life insurance policies.(B) AuthorityThis rule is promulgated pursuant to the authority vested in the su…

(A) Purpose(1) The purpose of this rule is to provide:(a) Tables of select mortality factors and rules for their use;(b) Rules concerning a minimum standard for the valuation of plans with non-level premiums or benefits; and(c) Rules concerning a minimum standard for the valuatio…

(A) PurposeThe purpose of this rule is to implement sections 3915.07, 3915.071, and 3903.72 of the Revised Code by permitting the use of mortality tables that reflect differences in mortality between smokers and nonsmokers in determining minimum reserve liabilities and minimum ca…

(A) PurposeThe purpose of this rule is to implement section 3915.071 of the Revised Code by permitting individual life insurance policies to provide the same cash surrender values and paid-up nonforfeiture benefits to both men and women. No change in minimum valuation standards i…

(A) PurposeThe purpose of this rule is to recognize, permit and prescribe the use of the 2001 commissioners standard ordinary (CSO) mortality table in accordance with sections 3903.723 and 3915.071 of the Revised Code and rule 3901-6-10 of the Administrative Code (valuation of li…

(A) PurposeThe purpose of this rule is to provide authorized companies an alternative to rule 3901-6-11 of the Administrative Code, by recognizing, permitting and prescribing the use of mortality tables that reflect differences in mortality between preferred and standard lives in…

(A) Purpose(1) The purpose of this rule is to require insurance agents, as defined in this rule, to act in the best interest of the consumer when making a recommendation of an annuity and to require insurers, including fraternal benefit societies, to establish and maintain a syst…

(A) PurposeThe purpose of this rule is to provide standards for the disclosure of certain minimum information about annuity contracts to protect consumers and foster consumer education. The rule specifies the minimum information to be disclosed, the method for disclosing it and t…

(A) PurposeThe purpose of this rule is to establish for preneed insurance products minimum mortality standards for reserves and nonforfeiture values, and to require the use of the "1980 Commissioners Standard Ordinary (CSO) Life Valuation Mortality Table" for use in determining t…

(A) PurposeThe purpose of this rule is to amplify section 3915.073 of the Revised Code and to define the maturity date used for the purpose of calculating nonforfeiture values for annuity contracts filed in this state and to establish rules relative to the calculation of nonforfe…

(A) PurposeThe purpose of this rule is to establish the criteria for the annual independent review of title insurance agents' escrow, settlement, closing, and security deposit depository institution accounts.(B) AuthorityThis rule is promulgated pursuant to the authority vested i…

(A) PurposeThe purpose of this rule is to set forth the requirements regarding the surety bond and errors and omissions coverage to be maintained by title insurance agents or agencies under conditions specified in section 3953.23 of the Revised Code.(B) AuthorityThis rule is prom…

(A) PurposeThe purpose of this rule is to set forth the requirements regarding the notice to be provided to mortgagors by title insurance agents concerning title insurance coverage under conditions specified in section 3953.30 of the Revised Code.(B) AuthorityThis rule is promulg…

(A) PurposeThe purpose of this rule is to establish ownership and licensing standards for title insurance agents and agencies in accordance with division (B) of section 3953.21 of the Revised Code, which prohibits certain persons from acting as agents for a title insurance compan…

(A) PurposeThe purpose of this rule is to:(1) Permit plans to include a coordination of benefits "(COB)" provision;(2) Provide the authority for the orderly transfer of information needed to pay claims promptly;(3) Eliminate duplication of benefits by permitting a plan to reduce …

(A) PurposeThe purpose of this rule is to set the requirements that third party payers shall follow if the third party payer receives any discount from billed charges from a health care provider.(B) AuthorityThis rule is promulgated pursuant to the authority vested in the superin…

(A) PurposeThe purpose of this rule is to standardize the forms used in the billing and reimbursement of health care, reduce the number of forms utilized, increase efficiency in the reimbursement of health care through standardization and encourage the use of electronic data inte…

(A) PurposeThe purpose of this rule is to govern the accreditation and operation of independent review organizations.(B) AuthorityThis rule is issued pursuant to the authority vested in the superintendent under sections 3901.041, 3901.19 to 3901.26 and 3922.22 of the Revised Code…

(A) PurposeThe purpose of this rule is to establish regulatory standards for third party administrators.(B) AuthorityThis rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3959.01 to 3959.16, and 3959.99 of the Revised Code.(C) De…

(A) PurposeThe purpose of this rule is to establish the form and content of the written consent form an insurer uses in order to obtain an applicant's consent to an HIV test.(B) AuthorityThis rule is promulgated pursuant to the authority vested in the superintendent under section…

(A) PurposeThe purpose of this rule is to assure truthful and adequate disclosure of all material and relevant information in the advertising of sickness and accident insurance. This purpose is intended to be accomplished by the establishment of, and adherence to, certain minimum…