Ohio Administrative Code

19.03 PDF: (A) Purpose and scope.(1) For the purpose of prescribing rules pursuant to section 3737.88 of the Revised Code, the state fire marshal hereby adopts this rule to establish release detection requirements and methods for underground storage tanks containing petroleum or …

19.03 PDF: (A) Purpose and scope.For the purpose of prescribing rules pursuant to section 3737.88 of the Revised Code, the state fire marshal hereby adopts this rule to establish permit requirements for underground storage tanks containing petroleum or other regulated substances.…

19.03 PDF: (A) Purpose and scope.For the purpose of prescribing rules pursuant to section 3737.881 of the Revised Code, the state fire marshal hereby adopts this rule to establish underground storage tank installer certification and training requirements. This rule is adopted by …

19.03 PDF: (A) Purpose and scope.For the purpose of prescribing rules pursuant to section 3737.88 of the Revised Code, the state fire marshal hereby adopts this rule to establish requirements for underground storage tank systems containing regulated substances that are changed-in…

19.03 This rule was filed with the Legislative Service Commission in PDF format and is presented here as filed. View Rule Text Last updated August 18, 2022 at 8:08 AM Authorized By: 3737.88, 3737.882 Amplifies: 3737.88, 3737.882 Five Year Review Date: 8/18/2027 Prior Effective Da…

19.03 PDF: (A) Purpose and scope.(1) For the purpose of prescribing rules pursuant to section 3737.88 of the Revised Code, the state fire marshal hereby adopts this rule to establish procedures for delegating to certified fire safety inspectors, as defined in division (D) of sect…

19.03 PDF: (A) Purpose and scope.For the purpose of prescribing rules pursuant to divisions (A) and (E) of section 3737.88 and division (B) of section 3737.882 of the Revised Code, the state fire marshal hereby adopts this rule governing the storage, treatment, and disposal of pe…

19.03 PDF: (A) Purpose and scope.For the purpose of prescribing rules pursuant to divisions (A) and (E) of section 3737.88 and division (B) of section 3737.882 of the Revised Code, the state fire marshal hereby adopts this rule governing the sampling and analysis of excavated soi…

19.03 PDF: (A) Purpose and scope.For the purpose of prescribing rules pursuant to section 3737.88 of the Revised Code, the state fire marshal hereby adopts this rule to establish delivery prohibition for underground storage tanks containing petroleum or other regulated substances…

19.03 PDF: (A) Purpose and scope.For the purpose of prescribing rules pursuant to section 3737.88 of the Revised Code, the state fire marshal hereby adopts this rule to establish underground storage tank operator training requirements. This rule is adopted by the state fire marsh…

19.03 PDF: (A) Purpose and scope.For the purpose of prescribing rules pursuant to section 3737.883 of the Revised Code, the state fire marshal hereby adopts this rule to establish the underground storage tank revolving loan fund. This rule is adopted by the state fire marshal in …

19.03 PDF: This rule is issued by the superintendent of financial institutions pursuant to division (C) of section 9.02 of the Revised Code. It establishes the rates and conditions for reimbursement of actual and necessary costs directly incurred by licensees, as defined in secti…

19.03 PDF: (A) Counseling services meeting the following criteria are authorized by the superintendent of financial institutions to provide prepurchase counseling to consumers as may be required by section 1349.27 of the Revised Code:(1) Counseling services certified by the secre…

19.03 PDF: (A) "Borrower," as used in division (T) of section 1321.41 of the Revised Code, means a person with either an active or inactive loan.(B) "Net worth," as used in section 1321.37 of the Revised Code and this chapter of the Administrative Code means the difference betwee…

19.03 PDF: (A) All short-term loan records required to be maintained by section 1321.422 of the Revised Code and this rule shall be kept current and shall be available at all times during normal business hours for review by the division of financial institutions. Records shall be…

19.03 PDF: Each advertisement placed, or caused to be placed, by a licensee shall do all of the following:(A) Clearly identify the licensee by stating the licensee's name as printed on its license, provided that, where a licensee has received the approval of the superintendent of…

19.03 PDF: (A) No licensee shall transact or solicit business under sections 1321.35 to 1321.48 of the Revised Code under any other name than that set forth on its license.(B) At least thirty days prior to the effective date of an address change, each licensee shall notify the di…

19.03 PDF: (A) A license expires on the thirty-first day of December of each year regardless of when the license was issued. A current licensee that successfully files a renewal application as provided in paragraph (B) of this rule is entitled to continue to act as a short-term l…

19.03 PDF: (A) Each applicant for a short-term loan license shall obtain and each licensee shall continuously maintain a corporate surety bond that conforms to the requirements set forth in division (D) of section 1321.37 of the Revised Code and complies with the following:(1) Th…

19.03 PDF: (A) "Current assets," as used in section 1321.05 of the Revised Code, means cash on hand and in depository institutions, readily marketable securities, accounts receivable less allowances for uncollectible accounts, and real estate less liens and depreciation. "Current…

19.03 PDF: (A) All small loan records required to be maintained by this rule shall be kept current and shall be available at all times during normal business hours for review by the division of financial institutions. Records shall be legible and maintained in a type size that is…

19.03 PDF: (A) The following advertising requirements shall be observed by all small loan licensees:(1) The words "advertisement" and "advertising," as used in sections 1321.01 to 1321.19 of the Revised Code and this chapter, shall include all material printed, published, display…

19.03 PDF: (A) Except in the cases of loans made by direct mail, loans where the additional signature of a spouse, co-signor or guarantor is necessary or loans where one or more of the obligors is ill or disabled, no loan agreements, security agreements or other documents or pape…

19.03 PDF: (A) No small loan licensee shall take any note or other promise to pay that does not set forth the entire agreement made with the borrower.(B) No small loan licensee shall charge or collect interest prior to the date of disbursement of the loan funds to the borrower.(C…

19.03 PDF: (A) When, in connection with a loan, a small loan licensee furnishes or places insurance written on behalf of the borrower at the borrower's expense, a policy or certificate of insurance properly executed shall be furnished to the borrower within thirty days of the clo…

19.03 PDF: (A) The language contained in division (G) of section 1321.13 of the Revised Code does not limit the rights of small loan licensees to engage in other transactions with borrowers, provided the transactions are not a condition of the loan.(B) The division of financial i…

19.03 PDF: (A) "Assets," as used in division (B)(2) of section 1321.53 of the Revised Code, shall mean properties of value that are owned by the applicant or registrant. Therefore, assets include cash on hand and in depository institutions, readily marketable securities, accounts…

19.03 PDF: (A) Records must be kept current and be available at a registered location at all times during normal business hours for review by the superintendent. Records must be legible and maintained in a type size that is clearly readable without magnification and in conformity…

19.03 PDF: (A) The following advertising requirements shall be observed by all registrants:(1) The words "advertisement" and "advertising," as used in section 1321.51 to 1321.60 of the Revised Code and this chapter, shall include all material printed, published, displayed, distri…

19.03 PDF: (A) Except in the cases of loans made by direct mail as defined in this chapter, loans where the additional signature of a spouse, co-signor or guarantor is necessary or loans where one or more of the obligors is ill or disabled, no loan agreements, security agreements…

19.03 PDF: (A) No registrant shall take any note or other promise to pay that does not set forth the entire agreement made with the borrower.(B) No registrant shall take any note or promise to pay in which blanks are left to be filled in after execution.(C) No registrant shall ch…

19.03 PDF: (A) Upon repayment of the loan in full, the original note signed by any obligor or copy, photograph, or stored representation of the original note as retained in accordance with rule 1301:8-3-04 of the Administrative Code shall be plainly marked "paid" or "canceled" an…

19.03 PDF: (A) When, in connection with a loan, a registrant furnishes or places insurance written on behalf of the borrower at the borrower's expense, a policy or certificate of insurance properly executed shall be furnished to the borrower within fifteen days of the closing dat…

19.03 PDF: (A) "Finance charge" as used in sections 1321.71 to 1321.84 of the Revised Code and Chapter 1301:8-4 of the Administrative Code means the finance charge rate authorized in such sections, and shall not have the meaning set forth for that term in the bureau of consumer f…

19.03 PDF: (A) No licensee shall transact or solicit business under sections 1321.71 to 1321.84 of the Revised Code under any other name than that set forth on its license.(B) At least fifteen days prior to the effective date of an address change, each licensee shall notify the d…

19.03 PDF: (A) In connection with section 1321.76 of the Revised Code, each active licensee shall maintain required records for all premium finance agreements made pursuant to sections 1321.71 to 1321.83 of the Revised Code at either the licensed office or any other location appr…

19.03 PDF: (A) Any advertising for business subject to sections 1321.71 to 1321.84 of the Revised Code shall not be false, misleading, or deceptive.(B) In connection with section 1321.76 of the Revised Code, every licensee shall maintain either at each licensed office or in a cen…

19.03 PDF: (A) As used in Chapter 4727. of the Revised Code, "liquid assets" means assets that are expected to be realized in cash, sold, or consumed during the next business year including:(1) Cash, including money in any form, such as cash on deposit, cash awaiting deposit, and…

19.03 PDF: (A) The word "advertisements" as used in section 4727.16 of the Revised Code includes all printed, published, displayed, distributed, broadcast, or internet advertising or promotion, including all websites and social media posts. Advertisements does not include storefr…

19.03 PDF: (A) All notifications referenced in Chapter 4727. of the Revised Code shall be delivered to the superintendent of financial institutions in writing. Notifications may be delivered by postal mail, delivery service, or in person to "Division of Financial Insitutions, 77 …

19.03 PDF: (A) No licensee or any other person shall inhibit, obstruct, or refuse to permit an inspection, examination, or investigation conducted pursuant to Chapter 4727. of the Revised Code during each location's posted business hours.(B) The forfeiture warning notice fee, the…

19.03 PDF: If a person makes a pawn loan in violation of section 4727.02 of the Revised Code, the person has no right to collect, receive, or retain any interest or charges on the loan in violation of Chapter 4727. of the Revised Code, and the person has no right to possess the p…

19.03 PDF: (A) No owner, officer, member, partner, stockholder, agent, or employee of a licensee may purchase personal property in such a way as to circumvent the record-keeping requirements of Chapter 4727. of the Revised Code.(B) A licensee shall document the acquisition of all…

19.03 PDF: (A) A licensee shall not accept an interest or storage payment for any month other than the current month, except when the pledgor redeems the pledged property. Prepayment of interest and storage charges may not occur at the time the loan is originated. The pawnbroker …

19.03 PDF: (A) Application for course approvals.(1) Any person seeking to offer live classroom or online continuing education courses to licensees and designated employees shall request approval from the superintendent. In order for a course to be considered for approval the foll…

19.03 PDF: As used in this chapter:(A) "Division" means the division of financial institutions.(B) "Licensee" means any person licensed under Chapter 4728. of the Revised Code.(C) "Permit holder" means any licensee who has been issued a temporary exhibition permit by the superint…

19.03 PDF: (A) No licensee shall transact or solicit business under any other name than that contained in the license or at any location other than the address stated in the license.(B) Licenses issued under Chapter 4728. of the Revised Code are not transferable or assignable.(C)…