Personal Lines - Automobile and Homeowners Insurance

My Page Title1.1AuthorityThis regulation is promulgated in accordance with R.I. Gen. Laws §§ 27-7-2.1, 27-10-13 and 27-10.3-1.1.2PurposeThe purpose of this Regulation is to implement the requirement of uninsured and underinsured motorist coverage in motor vehicle liability polici…

My Page Title10.1AuthorityThis Regulation is promulgated in accordance with R.I. Gen. Laws §§ 27-29-4.4 and 42-14-17.10.2PurposeThe purpose of this Regulation is to implement the provisions of R.I. Gen. Laws § 27-29-4.4.10.3ApplicabilityA.Each insurer that writes one percent (1%)…

My Page Title11.1AuthorityThis Regulation is promulgated in accordance with R.I. Gen. Laws §§ 27-33-11 and 42-14-17.11.2PurposeA.The purpose of this Regulation is to implement the Basic Property Insurance Inspection and Placement Program (hereinafter “this Program”) as follows:1.…

My Page Title12.1Purpose and AuthorityThe purpose of this Part is to implement R.I. Gen. Laws Chapter 45-47 entitled "Municipal Liens on Fire Insurance Proceeds". Pursuant to the authority granted in R.I. Gen. Laws §§ 45-47-2 and 45-47-10, this Part is hereby promulgated.12.2Lien…

My Page Title13.1AuthorityThis Part is promulgated in accordance with R.I. Gen. Laws §§ 27- 76-1 et seq., 27-29-4(7) and 27-29-4.1.13.2PurposeThe purpose of this Part is to implement R.I. Gen. Laws § 27-76-1 et seq. Other than the provisions of § 13.12 of this Part, this Part app…

My Page Title14.1AuthorityThis Regulation is promulgated pursuant to R.I. Gen. Laws §§ 27-76 and 27-8-11.14.2ApplicabilityThis Regulation shall apply to the renewal of (1) personal lines auto insurance, (2) homeowners insurance, and (3) residential fire insurance, or any componen…

My Page Title15.1AuthorityThis regulation is promulgated in accordance with R.I. Gen. Laws Chapters 27-6, 27-9 and 27-44.15.2ScopeThis Part shall apply to all insurers that issue homeowners and/or private passenger automobile insurance to residents of Rhode Island. An insurer tha…

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My Page Title2.1AuthorityThis Part is promulgated in accordance with R.I. Gen. Laws §§ 27-8-11, 27-9-1 et seq. and 31-47-4.2.2PurposeThe purpose of this Part is to set forth the limitations which apply to cancellation and renewal of private passenger automobile insurance policies…

My Page Title3.1AuthorityThis Part is promulgated in accordance with authority granted by R.I. Gen. Laws § 27-9-1 et seq., and R.I. Gen. Laws §§ 27-9-7.2, 27-9-56, 31-47-18 and 45-19-17.3.2PurposeThe purpose of this Part is to set forth rules and procedural requirements to carry …

My Page Title4.1AuthorityThis Regulation is promulgated pursuant to R.I. Gen. Laws § 27-10.1-9.4.2Purpose The purpose of this Regulation is to permit insurers to reinspect up to ten percent (10%) of all automobile insurance claims after collision damage is repaired. Nothing in th…

My Page Title5.1AuthorityThis Part is promulgated pursuant to R.I. Gen. Laws § 27-10.1-10 5.2PurposeThe purpose of this Part is to establish standards and procedures for inspection of private passenger vehicles weighing less than ten thousand (10,000) pounds prior to the issuance…

My Page Title6.1AUTHORITYThis Regulation is promulgated pursuant to R.I. Gen. Laws §§ 27-10.1-6 and 42-14-17.6.2PURPOSEThe purpose of this Regulation is to clarify insurers’ obligations with regard to requests for payment to unlicensed automobile body shops and to prescribe the l…

My Page Title7.1AuthorityThis Regulation is promulgated pursuant to R.I. Gen. Laws §§ 31-50-4 and 42-14-17.7.2Purpose The purpose of this Regulation is to set forth the method by which payments made to fund The Office of Automobile Theft and Insurance Fraud are to be implemented7…

My Page Title8.1AuthorityThis Part is promulgated pursuant to R.I. Gen. Laws §§ 27-9-43 and 31-33-8.8.2PurposeA.The purpose of this Part is to:1.Make automobile insurance available to eligible applicants who have been unable to secure such insurance in the voluntary market;2.Esta…

My Page Title9.1AuthorityThis Part is promulgated pursuant to R.I. Gen. Laws §§ 42-128.1-9, 42-14-17 and 42-35-3.9.2Purpose and ApplicabilityA.The purpose of this Part is to establish a uniform policy regarding lead poisoning coverage in pre-1978 residential rental property liabi…