Rhode Island Administrative Code

My Page Title4.1AuthorityThis Regulation is promulgated pursuant to R.I. Gen. Laws § 27-10.1-9.4.2Purpose The purpose of this Regulation is to permit insurers to reinspect up to ten percent (10%) of all automobile insurance claims after collision damage is repaired. Nothing in th…

My Page Title5.1AuthorityThis Part is promulgated pursuant to R.I. Gen. Laws § 27-10.1-10 5.2PurposeThe purpose of this Part is to establish standards and procedures for inspection of private passenger vehicles weighing less than ten thousand (10,000) pounds prior to the issuance…

My Page Title6.1AUTHORITYThis Regulation is promulgated pursuant to R.I. Gen. Laws §§ 27-10.1-6 and 42-14-17.6.2PURPOSEThe purpose of this Regulation is to clarify insurers’ obligations with regard to requests for payment to unlicensed automobile body shops and to prescribe the l…

My Page Title7.1AuthorityThis Regulation is promulgated pursuant to R.I. Gen. Laws §§ 31-50-4 and 42-14-17.7.2Purpose The purpose of this Regulation is to set forth the method by which payments made to fund The Office of Automobile Theft and Insurance Fraud are to be implemented7…

My Page Title8.1AuthorityThis Part is promulgated pursuant to R.I. Gen. Laws §§ 27-9-43 and 31-33-8.8.2PurposeA.The purpose of this Part is to:1.Make automobile insurance available to eligible applicants who have been unable to secure such insurance in the voluntary market;2.Esta…

My Page Title9.1AuthorityThis Part is promulgated pursuant to R.I. Gen. Laws §§ 42-128.1-9, 42-14-17 and 42-35-3.9.2Purpose and ApplicabilityA.The purpose of this Part is to establish a uniform policy regarding lead poisoning coverage in pre-1978 residential rental property liabi…

My Page Title1.1AuthorityThis Regulation is promulgated pursuant to R.I. Gen. Laws §§ 27-16-2.6, 42-14-2.3, 42-14.1-1 and 2 and 42-35-3.1.2Applicability and PurposeA.The purpose of this Part is to provide for medical malpractice insurance in Rhode Island including a residual mark…

My Page Title1.1AuthorityThis Part is promulgated in accordance with R.I. Gen. Laws Chapter 28-47.1.2PurposeThe purpose of this Part is to establish procedures to be followed for groups that want to self-insure workers’ compensation risk.1.3Application ProcedureA.Employers seekin…

My Page Title2.1AuthorityThis Regulation is promulgated pursuant to the authority granted by R.I. Gen. Laws Chapters 27-1, 27-2, 27-7.1 and 42-14.2.2PurposeThe purpose of this Regulation is to establish procedures for insurance carriers domiciled in Rhode Island to present value …

My Page Title1.1AuthorityThis Regulation is promulgated in accordance with R.I. Gen. Laws §§ 27-29-17 through 17.4, 27-3-40, 27-65-1 and 42-14-17. 1.2Purpose and ApplicabilityA.The purpose of this Regulation is to govern cancellation, nonrenewal and notice of premium or coverage …

My Page Title1.1AuthorityThis Part is promulgated in accordance with R.I. Gen. Laws § 27-29-12.1.2PurposeA.The purpose of this Part is to require producers, as defined in this Regulation, to act in the best interest of the consumer when making a recommendation of an annuity and t…

My Page Title10.1AuthorityThis Regulation is promulgated in accordance with R.I. Gen. Laws §§ 27-4-17(d)(3), 27-4.3-5(h)(6) and 42-14-17 and § 8.5(A) and (B) of this Subchapter.10.2PurposeThe purpose of this Regulation is to recognize, permit and prescribe the use of the 2001 Com…

My Page Title11.1PurposeA.The purpose of this Part is to set forth standards to protect active duty service members of the United States Armed Forces from dishonest and predatory insurance sales practices by declaring certain identified practices to be false, misleading, deceptiv…

My Page Title12.1AuthorityThis Part is promulgated in accordance with R.I. Gen. Laws Chapters 27-4.5 and 42-14-17. 12.2ScopeA.This Part applies to preneed insurance contracts, as defined in this Part, and to similar policies and certificates.B.The definition of preneed insurance …

My Page Title13.1AuthorityA.This Part is promulgated in accordance with R.I. Gen. Laws Chapter 27-29. B.Nothing in this Part shall limit the commissioner’s authority to enforce existing provisions of law.13.2ScopeThis Part shall apply to any solicitation, sale or purchase of, or …

My Page Title14.1AuthorityThis Regulation is promulgated in accordance with R.I. Gen. Laws §§ 27-29-1 et seq. and 42-14-17. 14.2PurposeThe purpose of this regulation is to provide rules for life insurance policy illustrations that will protect consumers and foster consumer educat…

My Page Title2.1AuthorityThis Part is promulgated in accordance with R.I. Gen. Laws §§ 27-4-17(d)(3), 27-4.5-11 and in accordance with Part 8 of this Subchapter. 2.2PurposeThe purpose of this Part is to recognize, permit and prescribe the use of mortality tables that reflect diff…

My Page Title3.1AuthorityThis Part is adopted and promulgated pursuant to R.I. Gen. Laws §§ 27-29-4(1) and 27-4-23.3.2PurposeA.The purpose of this Part is to require insurers to deliver to purchasers of life insurance, information which will improve the buyer's ability to select …

My Page Title4.1AuthorityThis Part is adopted pursuant to R.I. Gen. Laws §§ 27-4-23, 27-29-4.7 and 27-29-12.4.2PurposeA.The purpose of this Part is:1.To regulate the activities of insurers and producers with respect to the replacement of existing life insurance and annuities;2.To…

My Page Title5.1AuthorityThis regulation is promulgated in accordance with R.I. Gen. Laws § 27-29-1 et seq. and 42-14-17.5.2Purpose The purpose of this regulation is to set forth minimum standards and guidelines to assure a full and truthful disclosure to the public of all materi…

My Page Title6.1AuthorityThis Part is promulgated in accordance with R.I. Gen. Laws Chapter 27-29. 6.2Applicability and ScopeA.This Part applies to all group and individual annuity contracts and certificates except:1.Immediate and deferred annuities that contain no non-guaranteed…

My Page Title7.1PurposeThe purpose of this Regulation is to provide rules for the conduct of the business of Modified Guaranteed Annuity, as defined herein. These rules apply both to business conducted by companies domiciled in Rhode Island and to business conducted by companies …

My Page Title8.1PurposeA.The purpose of this Part is to provide:1.Tables of select mortality factors and rules for their use;2.Rules concerning a minimum standard for the valuation of plans with nonlevel premiums or benefits; and3.Rules concerning a minimum standard for the valua…

My Page Title9.1AuthorityThis Part promulgated by the Director of Business Regulation pursuant to R.I. Gen. Laws § 27-4.5-11.9.2PurposeThe purpose of this Part is to define terms used in R.I. Gen. Laws § 27-4.5-4: to specify the application of the 1994 GAR Table and, as provided …

My Page Title1.1Purpose and Scope A.The purpose of this Part is to:1.Provide reasonable standardization and simplification of coverages under health benefits plans, as defined in R.I. Gen. Laws § 42-62-4; 2.Facilitate consumer understanding and comparisons; 3.Eliminate provisions…

My Page Title10.1Statement of Authority and PurposeA.This regulation is promulgated pursuant to the authority granted to the health insurance commissioner under R.I. Gen. Laws §§ 27-19-6, 27-20-6, 27-50-1 et seq., 42-14-5, 42-14-17, 42- 14.5-1 et seq., 42-62-12, and 42-62-13.B.Th…

My Page Title11.1Purpose The Health Insurance Commissioner has determined that certain multiple employer welfare arrangements may be transacting the business of insurance in the State of Rhode Island; that certain multiple employer welfare arrangements and their actions are hazar…

My Page Title12.1PreambleA.According to the Centers for Disease Control, smoking accounts for an estimated 438,000 deaths, or nearly 1 of every 5 deaths, each year in the United States. More deaths are caused each year by tobacco use than by all deaths from human immunodeficiency…

My Page Title13.1Statement of Authority and Purpose A.This Part is promulgated pursuant to the authority granted to the Rhode Island Health Insurance Commissioner (“Commissioner”) by R.I. Gen. Laws §§ 27-74-16, 42-14-5 and 42-14-17.B.This Part is intended to implement the provisi…

My Page Title14.1AuthorityThese rules and regulations are promulgated pursuant to R.I. Gen. Laws Chapter 27-18.9 entitled Benefit Determination and Utilization Review Act (the Act).14.2Purpose and Scope A.It is in the best interest of the public that those individuals and health …

My Page Title15.1AuthorityThis Part is promulgated pursuant to R.I. Gen. Laws §§ 42-14.5-1 et seq., 42-14-5, 42-14-17, 27-18-8, 27-18-8.4, 27-19-6, 27-20-6, 27-41-29.2, and 42.62-12(b)(4).15.2 Purpose and Scope A. The purpose of this Part is:1. To establish procedures for the fil…

My Page Title2.1AuthorityThis Part is adopted and promulgated pursuant to R.I. Gen. Laws § 27-20.6-6.2.2PurposeA.This Part applies to all plans that are issued on or after the effective date of this part. The purpose of this Part is to:1.Establish a uniform order of benefit deter…

My Page Title3.1IntroductionA.Scope. 1.These standards apply to all individual and group accident and sickness insurance coverages credit insurance.2.When an insurer determines that adequacy of its health insurance reserves requires reserves in excess of the minimum standards spe…

My Page Title4.1AuthorityA.This regulation is promulgated pursuant to R.I. Gen. Laws §§ 42-14.5-1 et seq., 42-14-5, and 42-14-17.4.2Purpose and ScopeA.When creating the Office of the Health Insurance Commissioner (“OHIC” or “Office”), the General Assembly created a list of statut…

My Page Title5.1AuthorityThis regulation is promulgated pursuant to R.I. Gen Laws §§ 42-62-1, et seq.; 42-14.5-1, et seq.; 42- 14-5; and 42-14-17.5.2PurposeThis regulation is intended to make health insurance forms easier to read.5.3Definitions A.As used in this regulation: 1. “P…

My Page Title6.1AuthorityThis Part is promulgated pursuant to R.I. Gen. Laws §§ 27-18-3.2, 27-18-3.3, 27- 18-3.4, 27-18-20, 27-18-21, 27-18-46, 27-18-47, 27-18-61, 27-19-30, 27-19-38, 27-19- 39, 27-19-52, 27-20-26, 27-20-33, 27-20-34, 27-20-47, 27-20.1-2, 27-41-19, 27-41-21, 27-4…

My Page Title7.1PurposeThe purpose of this Part is to provide for the reasonable standardization of coverage and simplification of terms and benefits of Medicare supplement policies; to facilitate public understanding and comparison of such policies; to eliminate provisions conta…

My Page Title8.1Authority This Part is issued pursuant to R.I. Gen. Laws Chapters 27-18.2, 27-29 and R.I. Gen. Laws §§ 42-62-12.8.2Purpose The purpose of this Part is to provide prospective purchasers with clear and unambiguous statements in the advertisement of Medicare suppleme…

My Page Title9.1AuthorityThese rules and regulations are promulgated pursuant to R.I. Gen. Laws § 27-18.8-1 et seq., entitled the Health Care Accessibility and Quality Assurance Act (the Act).9.2Purpose and ScopeA.It is in the best interest of the public that those individuals an…

My Page Title1.1PurposeThe purpose of this Part is to implement R.I. Gen. Laws Chapter 27-34.2, to promote the public interest, to promote the availability of long-term care insurance coverage, to protect applicants for long-term care insurance, as defined, from unfair or decepti…

My Page Title1.1AuthorityThis Part is promulgated under the authority of R.I. Gen. Laws § 27-9.1-8. This Part does not apply to claims subject to R.I. Gen. Laws §§ 27-18-61, 27-19-52, 27-20-47 or 27-41-64. This Part applies only to individuals and entities subject to the jurisdic…

My Page Title2.1AuthorityA.This Part is adopted under the authority of R.I. Gen. Laws Chapter 27-9.1.2.2PurposeA.The purpose of this Part is to establish minimum standards for the investigation and disposition of property and casualty claims arising under insurance policies or ce…

My Page Title1.1AuthorityA.This Part is promulgated pursuant to the authority granted by R.I. Gen. Laws § 27-35-7.1.2PurposeA.The purpose of this Part is to set forth rules and procedural requirements which the Commissioner deems necessary to carry out the provisions of R.I. Gen.…

My Page Title10.1AuthorityThis Regulation is promulgated pursuant to R.I. Gen. Laws §§ 27-43-10 and 42-14-17.10.2PurposeThe purpose of this Regulation is to set forth the financial and reporting requirements which the director deems necessary for the Regulation of captive insuran…

My Page Title11.1AuthorityThis regulations is promulgated pursuant to the authority granted R.I. Gen. Laws § 27-1.2-4.11.2PurposeThe purpose of this regulation is to set forth the procedures for filing and the required contents of the Corporate Governance Annual Disclosure (CGAD)…

My Page Title12.1AuthorityA.This regulation is adopted and promulgated pursuant to R.I. Gen. Laws § 27-1.1-4. 12.2Purpose and IntentA.The purpose and intent of this regulation is to establish uniform, national standards governing reserve financing arrangements pertaining to life …

My Page Title2.1Purpose, Scope and AuthorityA.Purpose and Scope. This Regulation establishes the procedure by which an insurer licensed to write insurance in Rhode Island may surrender or non-renew its existing license and requires submission of a withdrawal plan that will protec…

My Page Title3.1AuthorityThis Regulation is promulgated pursuant to the authority granted by R.I. Gen. Laws § 27-1.1-4.3.2PurposeThe purpose of this Part is to set forth rules and procedural requirements that the Superintendent deems necessary to carry out the provisions of the C…

My Page Title4.1Application of PartThis Part is applicable to all domestic stock insurers having one hundred (100) or more stockholders; provided, however, that this Part shall not apply to any insurer if ninety-five percent (95%) or more of its stock is owned or controlled by a …

My Page Title5.1Definitions of Certain Terms.A.“Act” means R.I. Gen. Laws §§ 27-1-29 to 27-1-36, inclusive, of the general laws.B. “Equity security” means any stock or similar security; or any voting trust certificate or certificate of deposit for such a security; or any security…