If any mortgagee or his personal representative or assignee, as the case may be, after full performance of the condition of the mortgage, whether before or after a breach thereof, for the space of ten days after being thereto requested in writing, and after tender of his reasonable charges, refuses or neglects to execute and acknowledge a certificate of discharge or release thereof, he shall be liable to the mortgagor, his heirs or assigns, in a sum of not to exceed one hundred dollars damages, and also for actual damages occasioned by such neglect or refusal, to be recovered in an action.
Penalty for neglect or refusal to discharge mortgage
28 V.I.C. § 128 — under Recording of Instruments.
28 V.I.C. § 128