Title 25, IndiansRelease 119-110

§4228 Affordable Housing Activities

Title 25 › CHAPTER 43 — NATIVE AMERICAN HOUSING ASSISTANCE AND SELF-DETERMINATION › SUBCHAPTER VIII — HOUSING ASSISTANCE FOR NATIVE HAWAIIANS › § 4228

Last updated Sep 23, 2026|Official source

Summary

Helps fund and support affordable homes for low-income Native Hawaiian families. It aims to build, keep, and run safe, healthy housing. It also tries to make it easier for these families to get private mortgages, become more self-sufficient, and link housing work with federal, state, and local economic and community development. Housing plans must include planning for infrastructure on the Hawaiian Home Lands and encourage private lending and investment to grow in Native Hawaiian communities. Mostly only low-income Native Hawaiian families can get this help. The Director can still fund some homeownership or model projects, or loan guarantees under sections 4229(b), 4229(f), and 12 U.S.C. 1715z–13b for Native Hawaiians who are not low-income if the Secretary approves because the need can’t be met otherwise; the Secretary must limit how much of that help can go to non–low-income families. The Director may allow non-Native families into assisted housing if they are essential to Native Hawaiian families’ well-being and have no other housing options. Housing plans may give entry preference to those eligible for the Hawaiian Home Lands, and the Department should, when possible, use experienced nonprofit groups to carry out the projects.

Full Legal Text

Title 25, §4228

Indians, Source: USLM XML via OLRC

(a)National objectives and eligible families
(1)Primary objective
The national objectives of this subchapter are—
(A)to assist and promote affordable housing activities to develop, maintain, and operate affordable housing in safe and healthy environments for occupancy by low-income Native Hawaiian families;
(B)to ensure better access to private mortgage markets and to promote self-sufficiency of low-income Native Hawaiian families;
(C)to coordinate activities to provide housing for low-income Native Hawaiian families with Federal, State, and local activities to further economic and community development;
(D)to plan for and integrate infrastructure resources on the Hawaiian Home Lands with housing development; and
(E)to—
(i)promote the development of private capital markets; and
(ii)allow the markets referred to in clause (i) to operate and grow, thereby benefiting Native Hawaiian communities.
(2)Eligible families
(A)In general
Except as provided under subparagraph (B), assistance for eligible housing activities under this subchapter shall be limited to low-income Native Hawaiian families.
(B)Exception to low-income requirement
(i)In general
The Director may provide assistance for homeownership activities under—
(I)section 4229(b) of this title;
(II)model activities under section 4229(f) of this title; or
(III)loan guarantee activities under section 1715z–13b of title 12 to Native Hawaiian families who are not low-income families, to the extent that the Secretary approves the activities under that section to address a need for housing for those families that cannot be reasonably met without that assistance.
(ii)Limitations
The Secretary shall establish limitations on the amount of assistance that may be provided under this subchapter for activities for families that are not low-income families.
(C)Other families
Notwithstanding paragraph (1), the Director may provide housing or housing assistance provided through affordable housing activities assisted with grant amounts under this subchapter to a family that is not composed of Native Hawaiians if—
(i)the Department determines that the presence of the family in the housing involved is essential to the well-being of Native Hawaiian families; and
(ii)the need for housing for the family cannot be reasonably met without the assistance.
(D)Preference
(i)In general
A housing plan submitted under section 4223 of this title may authorize a preference, for housing or housing assistance provided through affordable housing activities assisted with grant amounts provided under this subchapter to be provided, to the extent practicable, to families that are eligible to reside on the Hawaiian Home Lands.
(ii)Application
In any case in which a housing plan provides for preference described in clause (i), the Director shall ensure that housing activities that are assisted with grant amounts under this subchapter are subject to that preference.
(E)Use of nonprofit organizations
As a condition of receiving grant amounts under this subchapter, the Department of Hawaiian Home Lands, shall to the extent practicable, provide for private nonprofit organizations experienced in the planning and development of affordable housing for Native Hawaiians to carry out affordable housing activities with those grant amounts.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

Codification Pub. L. 106–568, § 203, and Pub. L. 106–569, § 513, enacted identical section 809 of Pub. L. 104–330. This section is based on the text of section 809 of Pub. L. 104–330, as added by Pub. L. 106–569, § 513.

Reference

Citations & Metadata

Citation

25 U.S.C. § 4228

Title 25, Indians

Last Updated

Sep 23, 2026

Release point: 119-110