Title 38Veterans' BenefitsRelease 119-73not60

§1913 Death Before Six Months’ Total Disability

Title 38 › Part II— GENERAL BENEFITS › Chapter 19— INSURANCE › Subchapter I— NATIONAL SERVICE LIFE INSURANCE › § 1913

Last updated Apr 5, 2026|Official source

Summary

If the only reason premiums were not waived was that the insured died before being totally disabled for six months, the beneficiary can file proof acceptable to the Secretary within one year after the insured’s death. If that proof is filed in time, the policy is treated as active on the date of death and any unpaid premiums become a claim against the insurance proceeds. If the beneficiary is insane or a minor, they get one year after that legal disability ends to file the proof.

Full Legal Text

Title 38, §1913

Veterans' Benefits — Source: USLM XML via OLRC

Whenever premiums are not waived under section 1912 of this title solely because the insured died prior to the continuance of total disability for six months, and proof of such facts, satisfactory to the Secretary, is filed by the beneficiary with the Department within one year after the insured’s death, the insurance shall be deemed to be in force at the date of the death, and the unpaid premiums shall become a lien against the proceeds of the insurance. If the beneficiary is insane or a minor, proof of such facts may be filed within one year after removal of such legal disability.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

Amendments

1991—Pub. L. 102–83, § 5(a), renumbered section 713 of this title as this section. Pub. L. 102–83, § 5(c)(1), substituted “1912” for “712”. Pub. L. 102–83, § 4(b)(1), (2)(E), substituted “Secretary” for “Administrator”. Pub. L. 102–83, § 4(a)(3), (4), substituted “Department” for “Veterans’ Administration”. 1986—Pub. L. 99–576 substituted “the” for “his” in three places.

Reference

Citations & Metadata

Citation

38 U.S.C. § 1913

Title 38Veterans' Benefits

Last Updated

Apr 5, 2026

Release point: 119-73not60