Title 46 › Subtitle Subtitle II— Vessels and Seamen › Part G— Merchant Seamen Protection and Relief › Chapter 103— FOREIGN AND INTERCOASTAL VOYAGES › § 10315
Seamen can have part of their pay sent to certain people or places. They may send money to grandparents, parents, spouse, sister, brother, or children. They may have money used to buy U.S. savings bonds through an agency chosen by the Treasury. They may put money into a savings or investment account in their name at a bank or savings institution insured by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation. The pay split must be written, signed, and approved by a shipping commissioner, who checks that the rules are followed. Allotments made at the start of a voyage must be in the agreement and say how much, when, and to whom. Anyone who lies about being an allottee can be fined up to $500. Ship owners or agents must show the agreement to the port clearance office before leaving, and foreign ships in U.S. waters must follow the same rules. On passenger ships that carry more than 500 passengers, a seaman may ask in writing to have pay deposited to a bank or payroll/debit account if the seaman picks the bank, the deposits are fully guaranteed by the bank’s government under common international standards, a written pay stub is given at least monthly, and the seaman can withdraw all funds while on board.
Full Legal Text
Shipping — Source: USLM XML via OLRC
Legislative History
Reference
Citation
46 U.S.C. § 10315
Title 46 — Shipping
Last Updated
Apr 5, 2026
Release point: 119-73not60