Title 5, Government Organization and EmployeesRelease 119-110

§8417 Survivor Reduction for a Former Spouse

Title 5 › PART III — EMPLOYEES › Subpart G — Insurance and Annuities › CHAPTER 84 — FEDERAL EMPLOYEES’ RETIREMENT SYSTEM › SUBCHAPTER II — BASIC ANNUITY › § 8417

Last updated Sep 22, 2026|Official source

Summary

If a former spouse is entitled to a survivor annuity under section 8445, the employee’s annuity must be reduced as described in section 8419(a). An employee or Member with a former spouse may choose, under rules the Office sets, to have that reduction to provide the former spouse a survivor annuity. The choice must be made when the employee retires, or within 2 years after a divorce that happens after retirement. The choice won’t work if it conflicts with a court order or agreement under section 8445(a) that was issued or made before the choice, or if it would make the combined survivor payments under sections 8442 and 8445 from the same service larger than what a widow or widower would get under section 8442 (calculated without any reduction for 8445). If the employee is married when making the choice, it is not effective unless the current spouse gives written consent, though the Office must make rules allowing that consent to be waived for the reasons listed in section 8416(a)(2).

Full Legal Text

Title 5, §8417

Government Organization and Employees, Source: USLM XML via OLRC

(a)If an employee or Member has a former spouse who is entitled to a survivor annuity as provided in section 8445, the reduction described in section 8419(a) shall be made.
(b)(1)An employee or Member who has a former spouse may elect, under procedures prescribed by the Office, a reduction in the annuity of the employee or Member under section 8419(a) in order to provide a survivor annuity for such former spouse under section 8445.
(2)An election under this subsection shall be made at the time of retirement or, if the marriage is dissolved after the date of retirement, within 2 years after the date on which the marriage of the former spouse to the employee or Member is so dissolved.
(3)An election under this subsection—
(A)shall not be effective to the extent that it—
(i)conflicts with—
(I)any court order or decree referred to in section 8445(a) which was issued before the date of such election; or
(II)any agreement referred to in such section 8445(a) which was entered into before such date; or
(ii)would cause the total of survivor annuities payable under section 8442 and 8445, respectively, based on the service of the employee or Member to exceed the amount which would be payable to a widow or widower of such employee or Member under such section 8442 (determined without regard to any reduction to provide for an annuity under such section 8445); and
(B)shall not be effective, in the case of an employee or Member who is then married, unless it is made with the spouse’s written consent.
The Office shall by regulation provide that subparagraph (B) may be waived for either of the reasons set forth in section 8416(a)(2).

Reference

Citations & Metadata

Citation

5 U.S.C. § 8417

Title 5, Government Organization and Employees

Last Updated

Sep 22, 2026

Release point: 119-110