New Flood Risk Maps Roll Out for Communities
Published Date: 7/18/2025
Notice
Summary
Some communities are getting updated flood maps that show new flood risk areas and water levels. These changes affect homeowners, businesses, and local officials by changing flood insurance rules and possibly costs. The updates are official now, so folks should check their new flood zones and plan ahead to stay safe and save money.
Analyzed Economic Effects
3 provisions identified: 0 benefits, 0 costs, 3 mixed.
Homeowners: Flood Map Changes Finalized
You may now be in a different flood zone because FEMA finalized updated flood hazard determinations (like Base Flood Elevations, SFHA boundaries, and regulatory floodways) for some communities. Those map changes revise the community Flood Insurance Rate Maps (FIRMs) and can change flood insurance rules and possibly how much you pay for flood insurance.
Businesses: Flood Insurance and Rules May Change
If you run a business in one of the listed communities, FEMA finalized changes to flood maps that update Base Flood Elevations, SFHA boundaries, and regulatory floodways. Those revisions change Flood Insurance Rate Maps (FIRMs) and can alter flood insurance rules and possibly your insurance costs.
Local Officials: Regulatory Map Revisions Final
Local officials in the listed communities must use the finalized Letters of Map Revision (LOMRs) because FEMA has finalized changes to BFEs, base flood depths, SFHA boundaries, zone designations, and regulatory floodways. Those finalized revisions update the community Flood Insurance Rate Maps (FIRMs) and, in some cases, Flood Insurance Study (FIS) reports.
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