2025-13544NoticeWallet

FEMA Seeks Input on Proposed Flood Zones

Published Date: 7/18/2025

Notice

Summary

FEMA is asking communities and residents to review and comment on new flood risk maps that might change flood zones or water levels. These updates could affect flood insurance rules and costs, so it’s important for those in the listed areas to pay attention and respond by the deadline. Getting these maps right helps keep everyone safer and insurance programs running smoothly.

Analyzed Economic Effects

3 provisions identified: 1 benefits, 0 costs, 2 mixed.

Flood maps could change your insurance

FEMA proposes changes to Base Flood Elevations (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundaries or zone designations, and regulatory floodways on Flood Insurance Rate Maps (FIRMs). If you own or live in property in the listed communities, these map changes could change flood insurance rules and costs for your property.

Communities must meet NFIP floodplain rules

The preliminary FIRM and Flood Insurance Study (FIS) reports are the basis of the floodplain management measures a community is required to adopt or show it already has in effect to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). Communities listed in the notice must adopt or document those measures to meet NFIP participation requirements.

You can review and comment on draft flood maps

FEMA is asking communities and residents to review the preliminary FIRMs and, where applicable, FIS reports and to send general information or comments on the proposed flood hazard determinations for the communities listed in the notice. People in the listed areas can submit comments to help correct or improve the maps before they are finalized.

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Key Dates

Published Date
7/18/2025

Department and Agencies

Department
Independent Agency
Agency
Homeland Security Department
Federal Emergency Management Agency
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