Sponsored By: Representative Johnson (TX)
Introduced
Requires federally backed multifamily landlords to request tenant consent and report up to 24 months of on-time rent payments to consumer credit bureaus so those payments can be used in mortgage insurance applications.
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2 provisions identified: 2 benefits, 0 costs, 0 mixed.
Positive rent payments reported under this program would be counted when you apply for an FHA‑insured mortgage. Lenders and FHA would have to consider this rent history in your application. Only rent reported through the program would count.
The FHFA Director would require Fannie Mae and Freddie Mac to run a rent‑reporting program. Owners with covered multifamily loans would have to ask residents to consent and, if they agree, report on‑time rent to credit bureaus. Reports would include up to 24 months of prior positive rent, if available. Coverage would apply to properties with 5 or more units and a federally backed mortgage, including HUD, Fannie Mae, or Freddie Mac; short‑term construction loans would be excluded. The enterprises would cover reporting costs, FHFA would report to Congress every 5 years, and Congress could provide money if needed.
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Johnson (TX)
TX • D
Rep. Tlaib, Rashida [D-MI-12]
MI • D
Sponsored 9/15/2025
Rep. Sorensen, Eric [D-IL-17]
IL • D
Sponsored 9/15/2025
Elfreth
MD • D
Sponsored 10/10/2025
Rep. Sykes, Emilia Strong [D-OH-13]
OH • D
Sponsored 11/19/2025
McBride
DE • D
Sponsored 11/19/2025
Latimer
NY • D
Sponsored 3/26/2026
No roll call votes available for this bill.
View on Congress.govSurfaced from PRIA's policy knowledge graph — ranked by signal strength, connected by evidence.
Appropriations package that would fund Treasury and IRS while imposing rulemaking limits and detailed DC policy constraints, affecting taxpayers, community lenders, and DC residents.
The federal government runs two closely related conservation-workforce pipelines on public lands: the Youth Conservation Corps YCC and the Public Lands Corps PLC. YCC is a summer employment program fo
The Uruguay Round Agreements Act URAA of 1994 19 U.S.C. §§ 3501–3624 implemented U.S. membership in the World Trade Organization WTO and incorporated the Uruguay Round trade agreements — the broadest
The World Trade Center Health Program is a federally funded health benefits program that provides free medical monitoring and treatment to those who were exposed to the toxic dust, debris, and fumes f
Workers' compensation is the United States' primary workplace injury system — a no-fault insurance program where employees who are injured on the job receive medical coverage and partial wage replacem
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