Legislation1w ago
42
A bill to appoint a Geothermal Ombudsman and establish a Geothermal Permitting Task Force from within the Bureau of Land Management, and for other purposes.
S4383Sen. Cortez Masto, Catherine [D-NV] (D-NV)
introduced
HR6390119th CongressWALLET
Make Housing Affordable and Defend Democracy Act
Sponsored By: Representative Rep. Gomez, Jimmy [D-CA-34]
Introduced
Summary
Permanently rescind $175.7 billion in unobligated immigration-enforcement funds and create a package of housing tax incentives aimed at boosting homebuying, starter-home construction, and conversions of buildings into affordable housing. The bill would pair large funding rescissions with three new tax credits that target first-time buyers, small housing developers, and conversions of commercial buildings into affordable units.
Show full summary
- Families and first-time buyers: Establishes a nonrefundable First-Time Homebuyer Credit worth up to $25,000, doubled to $50,000 for first-generation buyers, with income phaseouts, an elective escrow advance, and five-year recapture rules.
- Builders and state housing programs: Creates a Starter Home Construction Credit equal to 15% of qualified construction costs or 30% when units are sold to first-time buyers, with state and tribal allocation caps.
- Affordable housing developers and low-income renters: Creates a 20% Affordable Housing Conversion Credit for converting older nonresidential buildings into rent-restricted units and ties the program into existing low-income housing credit rules with a $12.0 billion national cap.
- Federal enforcement and border programs: Removes unobligated balances that had been earmarked for border infrastructure, detention capacity, agency hiring, and related activities, including large amounts such as $46.6 billion for border infrastructure and $45.0 billion for detention capacity.
*Permanently rescinds $175.7 billion in unobligated balances from Public Law 119-21.*
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Bill Overview
Analyzed Economic Effects
5 provisions identified: 3 benefits, 2 costs, 0 mixed.
Up to $50K for first-time buyers
This bill would give first-time homebuyers a nonrefundable credit up to $25,000 for down payment and closing costs. First-generation buyers could get up to $50,000. The credit would phase down above $300,000 (joint), $225,000 (head of household), and $150,000 (single). In high-cost areas, it would add 3.5% of the gap between FHFA high-cost and standard loan limits. You must not have owned a home in the past 10 years, attach the settlement statement, keep it as your main home for 5 years, and you could elect advance payment into escrow.
Credit to convert buildings to housing
Developers would get a 20% credit for qualified costs to convert a commercial building into affordable housing. Projects must spend more than the greater of 50% of the building’s pre-conversion basis or $100,000 and reserve at least 20% of units for households at or below 80% of area median income for 30 years. The credit could be higher: 30% in certain tracts if at least 20% of units are at or below 60% of area median income, and an elective 35% on up to $2 million for qualifying rural historic projects. Credits would be allocated by states under a $12 billion national cap, with up to $3 billion for distressed areas. If a building fails the rules during the 30-year period, credits could be recaptured.
Tax break to build starter homes
Builders would get a federal credit equal to 15% of qualified construction costs for a starter home. The rate would be 30% if the unit is sold to a first-time homebuyer. The home must be 1,200 square feet or less and sell for no more than 80% of the area’s median home price. Credits would be limited by each state’s annual allocation of $30 per resident, with a separate tribal ceiling and inflation adjustments after 2025.
Housing credits reduce your tax basis
If enacted, claiming any of these housing credits would lower your property’s tax basis by the credit amount. That would mean less depreciation for businesses and could mean more taxable gain when you sell, subject to other tax rules.
Cuts immigration enforcement funds and fees
This bill would permanently take back about $175.66 billion in unused immigration enforcement and border security funds from a recent law. Cuts would include border wall and infrastructure ($46.55 billion), detention capacity ($45 billion), CBP personnel and bonuses (about $6.15 billion), and DHS border support ($10 billion). It would also repeal immigration fee authorities in sections 100001–100018 of that law. These changes would take effect upon enactment.
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Sponsors & CoSponsors
Sponsor
Rep. Gomez, Jimmy [D-CA-34]
CA • D
Cosponsors
Del. Norton, Eleanor Holmes [D-DC-At Large]
DC • D
Sponsored 12/3/2025
Rep. Carter, Troy [D-LA-2]
LA • D
Sponsored 12/3/2025
Rep. Salinas, Andrea [D-OR-6]
OR • D
Sponsored 12/3/2025
Rep. Garcia, Robert [D-CA-42]
CA • D
Sponsored 12/3/2025
Rep. Sherman, Brad [D-CA-32]
CA • D
Sponsored 12/3/2025
Rep. Thompson, Mike [D-CA-4]
CA • D
Sponsored 12/3/2025
Rep. Garcia, Jesus G. "Chuy" [D-IL-4]
IL • D
Sponsored 12/3/2025
Rep. Goldman, Daniel S. [D-NY-10]
NY • D
Sponsored 12/3/2025
Rep. Garcia, Sylvia R. [D-TX-29]
TX • D
Sponsored 12/3/2025
Cisneros
CA • D
Sponsored 12/3/2025
Ansari
AZ • D
Sponsored 12/3/2025
Rep. Ruiz, Raul [D-CA-25]
CA • D
Sponsored 12/3/2025
Rivas
CA • D
Sponsored 12/3/2025
Rep. Thanedar, Shri [D-MI-13]
MI • D
Sponsored 12/3/2025
Rep. Barragan, Nanette Diaz [D-CA-44]
CA • D
Sponsored 12/3/2025
Rep. Davis, Danny K. [D-IL-7]
IL • D
Sponsored 12/3/2025
Rep. Sánchez, Linda T. [D-CA-38]
CA • D
Sponsored 12/3/2025
Rep. Carson, Andre [D-IN-7]
IN • D
Sponsored 12/3/2025
Rep. Vargas, Juan [D-CA-52]
CA • D
Sponsored 12/3/2025
Rep. Carbajal, Salud O. [D-CA-24]
CA • D
Sponsored 12/3/2025
Rep. Chu, Judy [D-CA-28]
CA • D
Sponsored 12/3/2025
Rep. Matsui, Doris O. [D-CA-7]
CA • D
Sponsored 12/3/2025
Rep. Lieu, Ted [D-CA-36]
CA • D
Sponsored 12/3/2025
Rep. Wasserman Schultz, Debbie [D-FL-25]
FL • D
Sponsored 12/3/2025
Rep. Beatty, Joyce [D-OH-3]
OH • D
Sponsored 12/3/2025
Rep. Jackson, Jonathan L. [D-IL-1]
IL • D
Sponsored 12/3/2025
Rep. Jacobs, Sara [D-CA-51]
CA • D
Sponsored 12/3/2025
Rep. Deluzio, Christopher R. [D-PA-17]
PA • D
Sponsored 12/3/2025
Rep. Swalwell, Eric [D-CA-14]
CA • D
Sponsored 12/3/2025
Rep. Evans, Dwight [D-PA-3]
PA • D
Sponsored 12/3/2025
Liccardo
CA • D
Sponsored 12/3/2025
Simon
CA • D
Sponsored 12/3/2025
Rep. Lee, Summer L. [D-PA-12]
PA • D
Sponsored 12/3/2025
Rep. McGovern, James P. [D-MA-2]
MA • D
Sponsored 12/3/2025
Rep. Ramirez, Delia C. [D-IL-3]
IL • D
Sponsored 12/3/2025
Rep. Dexter, Maxine [D-OR-3]
OR • D
Sponsored 12/3/2025
Rep. Mullin, Kevin [D-CA-15]
CA • D
Sponsored 12/3/2025
Rep. Leger Fernandez, Teresa [D-NM-3]
NM • D
Sponsored 12/3/2025
Rep. McIver, LaMonica [D-NJ-10]
NJ • D
Sponsored 12/3/2025
Rep. Menendez, Robert [D-NJ-8]
NJ • D
Sponsored 12/3/2025
Rep. Krishnamoorthi, Raja [D-IL-8]
IL • D
Sponsored 12/3/2025
Rep. Cohen, Steve [D-TN-9]
TN • D
Sponsored 12/3/2025
Rep. Titus, Dina [D-NV-1]
NV • D
Sponsored 12/3/2025
Randall
WA • D
Sponsored 12/3/2025
Rep. Veasey, Marc A. [D-TX-33]
TX • D
Sponsored 12/3/2025
Peters
CA • D
Sponsored 12/3/2025
Rep. Johnson, Henry C. "Hank," Jr. [D-GA-4]
GA • D
Sponsored 12/3/2025
Rep. Pocan, Mark [D-WI-2]
WI • D
Sponsored 12/3/2025
Rep. Nadler, Jerrold [D-NY-12]
NY • D
Sponsored 12/3/2025
Rep. Kelly, Robin L. [D-IL-2]
IL • D
Sponsored 12/3/2025
Rep. Boyle, Brendan F. [D-PA-2]
PA • D
Sponsored 12/3/2025
Rep. Dean, Madeleine [D-PA-4]
PA • D
Sponsored 12/3/2025
Rep. Kamlager-Dove, Sydney [D-CA-37]
CA • D
Sponsored 12/3/2025
Rep. Frost, Maxwell [D-FL-10]
FL • D
Sponsored 12/3/2025
Rep. Watson Coleman, Bonnie [D-NJ-12]
NJ • D
Sponsored 12/3/2025
Rep. Brownley, Julia [D-CA-26]
CA • D
Sponsored 12/3/2025
Latimer
NY • D
Sponsored 12/3/2025
Rep. Soto, Darren [D-FL-9]
FL • D
Sponsored 12/3/2025
Rep. Balint, Becca [D-VT-At Large]
VT • D
Sponsored 12/3/2025
McClain Delaney
MD • D
Sponsored 12/3/2025
Rep. Schakowsky, Janice D. [D-IL-9]
IL • D
Sponsored 12/3/2025
Rep. Larson, John B. [D-CT-1]
CT • D
Sponsored 12/5/2025
Rep. Subramanyam, Suhas [D-VA-10]
VA • D
Sponsored 1/12/2026
Rep. Tokuda, Jill N. [D-HI-2]
HI • D
Sponsored 1/13/2026
Rep. Jayapal, Pramila [D-WA-7]
WA • D
Sponsored 1/13/2026
Rep. Stansbury, Melanie Ann [D-NM-1]
NM • D
Sponsored 1/13/2026
Del. Plaskett, Stacey E. [D-VI-At Large]
VI • D
Sponsored 1/14/2026
Rep. Omar, Ilhan [D-MN-5]
MN • D
Sponsored 1/16/2026
Rep. Garamendi, John [D-CA-8]
CA • D
Sponsored 1/16/2026
Rep. Wilson, Frederica S. [D-FL-24]
FL • D
Sponsored 1/16/2026
Rep. Clarke, Yvette D. [D-NY-9]
NY • D
Sponsored 1/21/2026
Rep. Foushee, Valerie P. [D-NC-4]
NC • D
Sponsored 1/22/2026
Rep. Huffman, Jared [D-CA-2]
CA • D
Sponsored 2/3/2026
Rep. Lofgren, Zoe [D-CA-18]
CA • D
Sponsored 2/3/2026
Rep. DeGette, Diana [D-CO-1]
CO • D
Sponsored 2/3/2026
Conaway
NJ • D
Sponsored 2/3/2026
Vindman
VA • D
Sponsored 2/20/2026
Rep. Pallone, Frank, Jr. [D-NJ-6]
NJ • D
Sponsored 2/20/2026
Rep. McClellan, Jennifer L. [D-VA-4]
VA • D
Sponsored 3/24/2026
Roll Call Votes
No roll call votes available for this bill.
View on Congress.govLive Policy Activity
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Live · 8h ago15,853Bills1,439Wiki4 signals surfaced
Now TrackingHR8495
Financial Services and General Government Appropriations Act, 2027
Rep. Joyce, David P. [R-OH-14] (R-OH)
IntroducedApr 24
Cmte Reported—
Passed Origin Chbr—
Passed Second Chbr—
Resolving Diffs—
Enrolled—
Became Law—
Current StageIntroduced· 6d
Appropriations package that would fund Treasury and IRS while imposing rulemaking limits and detailed DC policy constraints, affecting taxpayers, community lenders, and DC residents.
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introduced
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Graph Connectionextracted100% confidence
A bill to appoint a Geothermal Ombudsman and establish a Geothermal Permitting Task Force from within the Bureau of Land Management, and for other purposes.30 U.S.C. § 1002 — Lands subject to geothermal leasing
“.--The term ``geothermal energy project'' means a project wholly or partially located on public land that uses geothermal energy to generate heat or electricity. (3) Public land.--The term ``public land'' means lands subject to geothermal leasing under section 3 of the Geothermal Steam Act of 1970 (30 U.S.C. 1002). (4) Secretary.--The term ``Secretary'' means the Secretary of the Interior. (5) Task force.--The term ``Task Force'' means the Geothermal Permitting Task Force established under subsection (c). (b) Geothermal Ombudsman.-- (1) In general.--Not later than 60 days after the date of ena”
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