S3502119th CongressWALLET

Timeshare Transparency Act

Sponsored By: Senator John Curtis

Introduced

Summary

Clear cost disclosure for buyers is at the heart of this bill, which would set federal rules for how timeshares are sold. It would require a single, itemized contract, give buyers time to review documents away from sales staff, and include a 14-day penalty-free cancellation right.

Show full summary
  • Families and individual buyers would see an itemized list of all purchase and ongoing costs, a clear list of which fees the company can change and how those changes are announced, and written options for ending ownership. These details must appear in one single contract document.
  • Timeshare companies would have to present that single, complete contract and allow buyers to review it without a company employee present before signing. Failing to follow the contract rules would be unlawful.
  • The Federal Trade Commission would enforce the rules by treating violations as unfair or deceptive acts under the FTC Act, and it could issue implementing rules through normal rulemaking. The contract requirements would apply to agreements entered into on or after 90 days after enactment.

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

New disclosure and cancellation rules

If enacted, this bill would require timeshare contracts signed 90 days after enactment to include one single document listing all costs to buy and maintain the timeshare, including ongoing fees. The document would list each fee that can change and explain how and when you would be notified. It would also list every option to end ownership. You would have 14 days after signing to cancel without penalty. Before you sign, you would be given time to review all documents away from any timeshare company employee.

FTC enforcement and rulemaking power

If enacted, failing to follow the timeshare disclosure and review rules would be treated as an unfair or deceptive act under the Federal Trade Commission Act. The Federal Trade Commission would have the same enforcement powers, penalties, jurisdiction, and immunities it already uses. The FTC would also be required to write rules to carry out this section under the Administrative Procedure Act.

States can set stronger timeshare rules

If enacted, this bill would not stop states from keeping or making timeshare laws that give stronger consumer protections than the federal rule. States could continue to impose higher protections or stricter requirements for their residents. The federal rule would apply to agreements entered into 90 days after enactment but would not preempt stricter state laws.

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Sponsors & CoSponsors

Sponsor

John Curtis

UT • R

Cosponsors

  • Sen. Schiff, Adam B. [D-CA]

    CA • D

    Sponsored 12/16/2025

  • Sen. Blackburn, Marsha [R-TN]

    TN • R

    Sponsored 3/25/2026

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov

Live Policy Activity

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Surfaced from PRIA's policy knowledge graph — ranked by signal strength, connected by evidence.

Live · 4h ago15,853Bills1,439Wiki4 signals surfaced
Now TrackingHR8495
Moving· 5 days in stage

Financial Services and General Government Appropriations Act, 2027

Rep. Joyce, David P. [R-OH-14] (R-OH)
IntroducedApr 24
Cmte Reported
Passed Origin Chbr
Passed Second Chbr
Resolving Diffs
Enrolled
Became Law
Current StageIntroduced· 5d

Appropriations package that would fund Treasury and IRS while imposing rulemaking limits and detailed DC policy constraints, affecting taxpayers, community lenders, and DC residents.

How These Connect

· reasoned by PRIA's knowledge graph
Graph Connectionextracted100% confidence
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vernment, $8,000,000, to remain available until expended. Special Assistance to the President salaries and expenses For necessary expenses to enable the Vice President to provide assistance to the President in connection with specially assigned functions; services as authorized by 5 U.S.C. 3109 and 3 U.S.C. 106, including subsistence expenses as authorized by 3 U.S.C. 106, which shall be expended and accounted for as provided in that section; and hire of passenger motor vehicles, $6,015,000.

Graph Connectionextracted100% confidence
A bill to appoint a Geothermal Ombudsman and establish a Geothermal Permitting Task Force from within the Bureau of Land Management, and for other purposes.30 U.S.C. § 1002 — Lands subject to geothermal leasing

.--The term ``geothermal energy project'' means a project wholly or partially located on public land that uses geothermal energy to generate heat or electricity. (3) Public land.--The term ``public land'' means lands subject to geothermal leasing under section 3 of the Geothermal Steam Act of 1970 (30 U.S.C. 1002). (4) Secretary.--The term ``Secretary'' means the Secretary of the Interior. (5) Task force.--The term ``Task Force'' means the Geothermal Permitting Task Force established under subsection (c). (b) Geothermal Ombudsman.-- (1) In general.--Not later than 60 days after the date of ena

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