Timeshare Transparency Act
Sponsored By: Senator John Curtis
Introduced
Summary
Clear cost disclosure for buyers is at the heart of this bill, which would set federal rules for how timeshares are sold. It would require a single, itemized contract, give buyers time to review documents away from sales staff, and include a 14-day penalty-free cancellation right.
Show full summary
- Families and individual buyers would see an itemized list of all purchase and ongoing costs, a clear list of which fees the company can change and how those changes are announced, and written options for ending ownership. These details must appear in one single contract document.
- Timeshare companies would have to present that single, complete contract and allow buyers to review it without a company employee present before signing. Failing to follow the contract rules would be unlawful.
- The Federal Trade Commission would enforce the rules by treating violations as unfair or deceptive acts under the FTC Act, and it could issue implementing rules through normal rulemaking. The contract requirements would apply to agreements entered into on or after 90 days after enactment.
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Bill Overview
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
New disclosure and cancellation rules
If enacted, this bill would require timeshare contracts signed 90 days after enactment to include one single document listing all costs to buy and maintain the timeshare, including ongoing fees. The document would list each fee that can change and explain how and when you would be notified. It would also list every option to end ownership. You would have 14 days after signing to cancel without penalty. Before you sign, you would be given time to review all documents away from any timeshare company employee.
FTC enforcement and rulemaking power
If enacted, failing to follow the timeshare disclosure and review rules would be treated as an unfair or deceptive act under the Federal Trade Commission Act. The Federal Trade Commission would have the same enforcement powers, penalties, jurisdiction, and immunities it already uses. The FTC would also be required to write rules to carry out this section under the Administrative Procedure Act.
States can set stronger timeshare rules
If enacted, this bill would not stop states from keeping or making timeshare laws that give stronger consumer protections than the federal rule. States could continue to impose higher protections or stricter requirements for their residents. The federal rule would apply to agreements entered into 90 days after enactment but would not preempt stricter state laws.
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Sponsors & CoSponsors
Sponsor
John Curtis
UT • R
Cosponsors
Sen. Schiff, Adam B. [D-CA]
CA • D
Sponsored 12/16/2025
Sen. Blackburn, Marsha [R-TN]
TN • R
Sponsored 3/25/2026
Roll Call Votes
No roll call votes available for this bill.
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