All Roll Calls
Yes: 127 • No: 3
UtahH.B. 472026 General SessionHouseWALLET
Vehicle Registration and Insurance Amendments
Sponsored By: Jason B. Kyle (Republican)
Signed by Governor
Motor Vehicle InsuranceInsuranceMotor VehiclesTransportationVehicle Registration
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Bill Overview
Analyzed Economic Effects
4 provisions identified: 2 benefits, 0 costs, 2 mixed.
Insurance rules for Utah drivers and visitors
Beginning May 6, 2026, Utah residents who own a vehicle must keep liability insurance when they drive on highways or quasi-public roads and parking areas. Nonresidents can rely on their home-state insurance if their vehicle was in Utah 90 days or less in the past 365 days. If the vehicle was here more than 90 days in the past year, the owner must keep continuous insurance while it remains in Utah.
More insurance duties for governments and buses
Beginning May 6, 2026, Utah state and local governments must keep insurance on their vehicles at all times. When a school district lets a state agency or local government use a school bus, the using agency must carry insurance at least equal to the governmental liability limits, and its coverage is primary. The using agency must also defend and indemnify the school district for claims, unless the district was solely at fault. This protects the public and school districts but can raise costs for government fleets.
No insurance for e-bikes, scooters, and mobility devices
Beginning May 6, 2026, you do not need state vehicle insurance for an electric-assisted bicycle, a motor-assisted scooter, or an electric personal assistive mobility device that meets the legal definition. This lowers insurance duties for riders and people who use mobility devices.
Farm and off-road vehicles insurance exemption
Beginning May 6, 2026, you do not need state vehicle insurance for off-highway vehicles when used on roads open to them or as the law prescribes, and for off-highway farm implements when used as the law prescribes. This reduces insurance duties for rural riders and small farmers during those uses.
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Sponsors & Cosponsors
Sponsor
Jason B. Kyle
Republican • House
Cosponsors
Brady Brammer
Republican • Senate
Stephanie Gricius
Republican • House
Karianne Lisonbee
Republican • House
Ryan D. Wilcox
Republican • House
Roll Call Votes
Senate vote • 2/5/2026
Senate/ passed 3rd reading
Yes: 27 • No: 0
Senate vote • 2/4/2026
Senate/ passed 2nd reading
Yes: 25 • No: 0
House vote • 1/28/2026
Senate Comm - Favorable Recommendation
Yes: 5 • No: 0
House vote • 1/21/2026
House/ substituted
Yes: 0 • No: 0
House vote • 1/21/2026
House/ passed 3rd reading
Yes: 70 • No: 3
Actions Timeline
Governor Signed
2/12/2026House/ to Governor
2/11/2026HouseHouse/ received enrolled bill from Printing
2/11/2026HouseHouse/ enrolled bill to Printing
2/6/2026HouseEnrolled Bill Returned to House or Senate
2/6/2026Draft of Enrolled Bill Prepared
2/6/2026Bill Received from House for Enrolling
2/6/2026House/ signed by Speaker/ sent for enrolling
2/5/2026HouseHouse/ received from Senate
2/5/2026HouseSenate/ to House
2/5/2026SenateSenate/ signed by President/ returned to House
2/5/2026SenateSenate/ passed 3rd reading
2/5/2026SenateSenate/ 3rd reading
2/5/2026SenateSenate/ passed 2nd reading
2/4/2026SenateSenate/ 2nd reading
2/4/2026SenateSenate/ placed on 2nd Reading Calendar
1/29/2026SenateSenate/ committee report favorable
1/29/2026SenateSenate Comm - Favorable Recommendation
1/28/2026Senate/ to standing committee
1/26/2026SenateSenate/ 1st reading (Introduced)
1/22/2026SenateSenate/ received from House
1/21/2026SenateHouse/ to Senate
1/21/2026HouseHouse/ passed 3rd reading
1/21/2026HouseHouse/ substituted
1/21/2026HouseHouse/ 3rd reading
1/21/2026House
Bill Text
Enrolled
2/6/2026
Substitute #1
1/20/2026
Introduced
12/18/2025
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