UtahS.B. 1752026 General SessionSenateWALLET

Health Insurance Revisions

Sponsored By: Karen Kwan (Democratic)

Signed by Governor

Health InsuranceInsuranceInsurance DepartmentBusinessHealth and Human ServicesMental HealthHealth Care ProfessionalsMental Health ProfessionalsCommercial Health Insurance\Managed Care Contracts

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 2 benefits, 0 costs, 2 mixed.

Stronger autism coverage and fair costs

Beginning May 6, 2026, health plans in the individual or large-group market that started or renewed on or after Jan 1, 2020 must cover autism diagnosis and treatment. Plans must cover at least 600 hours a year of behavioral treatment; for plans issued or renewed on or after Jan 1, 2020, there may be no yearly hour limit. Plans must include board‑certified behavior analysts and qualified mental health providers in network. Deductibles, copays, coinsurance, and any limits for autism care must match those for other illnesses. The Insurance Commissioner sets minimum coverage standards by rule.

Ground ambulance rule ends in 2027

On July 1, 2027, the state repeals its ground ambulance reimbursement section. Billing and coverage for ambulance rides can change after that date. The impact on your costs depends on your insurer and ambulance provider.

Faster autism care and fewer reviews

Beginning May 6, 2026, when autism treatment starts, the provider must send a treatment plan to the insurer within 14 business days. Insurers can request a treatment review only once every three months. If the insurer stops treatment after a review, you can ask for an external review.

Out‑of‑state insurance coordination ends 2033

On July 1, 2033, the state repeals its rule on coordinating with other states. This removes that legal coordination tool. Any household effects are indirect and depend on how agencies and insurers used the old rule.

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Sponsors & Cosponsors

Sponsor

  • Karen Kwan

    Democratic • Senate

Cosponsors

  • Norman K Thurston

    Republican • House

Roll Call Votes

All Roll Calls

Yes: 142 • No: 4

House vote 3/4/2026

House/ passed 3rd reading

Yes: 66 • No: 1

House vote 2/27/2026

House Comm - Consent Calendar Recommendation

Yes: 12 • No: 0

House vote 2/27/2026

House Comm - Favorable Recommendation

Yes: 12 • No: 0

Senate vote 2/25/2026

Senate/ passed 3rd reading

Yes: 22 • No: 1

Senate vote 2/24/2026

Senate/ passed 2nd reading

Yes: 22 • No: 0

Senate vote 2/24/2026

Senate/ floor amendment

Yes: 0 • No: 0

House vote 2/12/2026

Senate Comm - Favorable Recommendation

Yes: 3 • No: 2

House vote 2/12/2026

Senate Comm - Substitute Recommendation

Yes: 5 • No: 0

Actions Timeline

  1. Governor Signed

    3/18/2026
  2. Senate/ to Governor

    3/11/2026Senate
  3. Senate/ received enrolled bill from Printing

    3/11/2026Senate
  4. Senate/ enrolled bill to Printing

    3/6/2026Senate
  5. Enrolled Bill Returned to House or Senate

    3/6/2026
  6. Draft of Enrolled Bill Prepared

    3/6/2026
  7. Bill Received from Senate for Enrolling

    3/6/2026
  8. Senate/ signed by President/ sent for enrolling

    3/4/2026Senate
  9. Senate/ received from House

    3/4/2026Senate
  10. House/ to Senate

    3/4/2026House
  11. House/ signed by Speaker/ returned to Senate

    3/4/2026House
  12. House/ passed 3rd reading

    3/4/2026House
  13. House/ 3rd reading

    3/4/2026House
  14. House/ 2nd reading

    3/2/2026House
  15. House/ comm rpt/ placed on Consent Calendar

    3/2/2026House
  16. House Comm - Consent Calendar Recommendation

    2/27/2026
  17. House Comm - Favorable Recommendation

    2/27/2026
  18. House/ to standing committee

    2/26/2026House
  19. House/ 1st reading (Introduced)

    2/25/2026House
  20. House/ received from Senate

    2/25/2026House
  21. Senate/ to House

    2/25/2026Senate
  22. Senate/ passed 3rd reading

    2/25/2026Senate
  23. Senate/ 3rd reading

    2/25/2026Senate
  24. Senate/ passed 2nd reading

    2/24/2026Senate
  25. Senate/ floor amendment

    2/24/2026Senate

Bill Text

  • Enrolled

    3/6/2026

  • Amended 2/24/2026 11:02:510

    2/24/2026

  • Substitute #2

    2/8/2026

  • Substitute #1

    1/23/2026

  • Introduced

    1/21/2026

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