All Roll Calls
Yes: 107 • No: 1
UtahS.B. 252026 General SessionSenateWALLET
Retirement Modifications
Sponsored By: Wayne A. Harper (Republican)
Signed by Governor
Public Retirement and InsuranceConstitutional Officer and Legislator RetirementJudges' RetirementPublic Employees RetirementUtah Retirement Systems (URS)Tier 2 Retirement
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Bill Overview
Analyzed Economic Effects
6 provisions identified: 3 benefits, 1 costs, 2 mixed.
Standard retirement ages and work limits
Beginning May 6, 2026, you must end your job before your retirement date and show proof. You can retire with: 4 years at age 65; 10 years at 62; 20 years at 60; or long service only. Long service is 35 years in some plans or 25 years in others. One 25‑year path comes with a benefit reduction. Your retirement date must be the 1st or 16th and within 90 days of when the office gets your application. You may keep some public roles (like elected office, part‑time board, or affiliated emergency services) and still get checks, but only if you meet age rules: at least 50 for public safety/firefighters, and at least 55 for other systems.
Temps earn service credit after 6 months
Beginning May 6, 2026, if you work as a temporary employee for more than six months and otherwise qualify, your employer must certify you as regular full‑time starting month seven. If you left and return within three months, your earlier months count. Once you reach six total months, the employer must certify you as regular full‑time. This helps you earn service credit on time.
You cannot give up retirement benefits
Beginning May 6, 2026, members and retirees cannot permanently give up a retirement benefit. A designated beneficiary may give up a benefit only by signing an irrevocable written form. In defined‑contribution plans, participants cannot give up the benefit; a designated beneficiary may. The retirement office can refuse a relinquishment that would break federal tax rules.
Service credit transfers are banned
Beginning May 6, 2026, you cannot move pension service credit between Tier II systems and the older systems. No transfers go into or out of Tier II under any circumstances. This removes portability and can change when you qualify for a benefit.
Opt-out pension rules and employer caps
Beginning May 6, 2026, employers must keep a list of exempt positions and are capped at the smaller of 50 jobs or 10% of eligible employees. Only workers in a listed job can file a written request to opt out. If you opt out, your employer still pays required contributions, but those funds do not vest and you earn no service credit while exempt. During the one‑year election period, employer contributions stay invested; if you leave before the year ends, you get those contributions with gains or losses. You can revoke the exemption and return to normal Tier II coverage going forward. The law also adds the attorney general and certain at‑will direct reports; they can opt out and may transfer a pension balance into a personal defined‑contribution account. That election is final and must follow federal rules.
Rulings can be delegated, council grows
Beginning May 6, 2026, the executive director may delegate a requested ruling to a senior office manager. Asking for a ruling starts the legal time limit. The Membership Council grows from 15 to 18 members. Members serve four‑year terms from July 1 to June 30 and may receive per diem and travel, but no pay.
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Sponsors & Cosponsors
Sponsor
Wayne A. Harper
Republican • Senate
Cosponsors
Cheryl K. Acton
Republican • House
Roll Call Votes
House vote • 2/4/2026
House/ passed 3rd reading
Yes: 70 • No: 1
House vote • 2/4/2026
House/ uncircled
Yes: 0 • No: 0
House vote • 1/30/2026
House/ circled
Yes: 0 • No: 0
House vote • 1/27/2026
House Comm - Favorable Recommendation
Yes: 9 • No: 0
Senate vote • 1/20/2026
Senate/ passed 2nd & 3rd readings/ suspension
Yes: 28 • No: 0
Actions Timeline
Governor Signed
3/18/2026Senate/ to Governor
3/11/2026SenateSenate/ received enrolled bill from Printing
3/11/2026SenateSenate/ enrolled bill to Printing
3/6/2026SenateEnrolled Bill Returned to House or Senate
3/6/2026Draft of Enrolled Bill Prepared
2/6/2026Bill Received from Senate for Enrolling
2/6/2026Senate/ signed by President/ sent for enrolling
2/4/2026SenateSenate/ received from House
2/4/2026SenateHouse/ to Senate
2/4/2026HouseHouse/ signed by Speaker/ returned to Senate
2/4/2026HouseHouse/ passed 3rd reading
2/4/2026HouseHouse/ uncircled
2/4/2026HouseHouse/ circled
1/30/2026HouseHouse/ 3rd reading
1/30/2026HouseHouse/ 2nd reading
1/28/2026HouseHouse/ committee report favorable
1/28/2026HouseHouse Comm - Favorable Recommendation
1/27/2026House/ to standing committee
1/26/2026HouseHouse/ 1st reading (Introduced)
1/21/2026HouseHouse/ received from Senate
1/21/2026HouseSenate/ to House
1/20/2026SenateSenate/ passed 2nd & 3rd readings/ suspension
1/20/2026SenateSenate/ 2nd & 3rd readings/ suspension
1/20/2026SenateSenate/ placed on 2nd Reading Calendar
1/20/2026Senate
Bill Text
Enrolled
3/6/2026
Introduced
12/5/2025
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