FEMA Proposes Updates to Flood Risk Maps Nationwide
Published Date: 3/26/2025
Notice
Summary
FEMA is asking communities and residents to review and comment on new flood risk maps that might change flood zones, water levels, or floodway boundaries. These updates could affect flood insurance rules and costs, so it’s important for those in the listed areas to pay attention and respond by the deadline. Getting involved now helps communities stay safe and keep their flood insurance options open.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 1 costs, 1 mixed.
Communities must adopt flood rules to keep NFIP status
The preliminary FIRM and FIS reports form the basis of floodplain management measures that a community is required to adopt or show are in effect. Communities that do not adopt required floodplain management measures risk losing qualification or remaining qualified for the National Flood Insurance Program (NFIP). If a community loses NFIP participation, property owners there could face loss of flood insurance options or different insurance rules and costs.
Flood map changes may change your risk
FEMA is proposing changes to flood maps that may add or modify Base Flood Elevations (BFE), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and regulatory floodways on Flood Insurance Rate Maps (FIRMs) and supporting Flood Insurance Study (FIS) reports. If you live in one of the listed communities, these map changes can change whether your property is in a high-risk area and can affect flood insurance requirements and costs. Review the proposed maps for your area so you know if your property's flood designation may change.
You can review and comment on proposed maps
FEMA is asking residents and communities to review the preliminary FIRMs and FIS reports and submit comments. If you live in a listed community, commenting gives you a chance to provide local information that could affect the final flood maps and related insurance rules. Check the materials for your community and submit comments during the official comment period.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-13898, Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your insurance rates or building rules might change soon. These updates are final and already published, so check your local map or online to see how it impacts you and your wallet.
2026-13901, Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for several communities, which could change flood zones and rules for flood insurance. If you live in these areas, your flood insurance costs or requirements might change, so check the new maps and share your thoughts by October 7, 2026. These updates help communities stay safe and keep their flood insurance programs running smoothly.
2026-13900, Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for several communities based on new science, changing flood zones, water levels, and boundaries. If you live or own property in these areas, your flood insurance rules and costs might change soon. You’ve got 90 days after local notice to ask for a review before the updates become final, so keep an eye out and act fast!
2026-13897, Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your insurance rates or building rules might change soon. These updates are final and already published, so check your local map or online to see how it impacts you and your wallet.
2026-13899, Changes in Flood Hazard Determinations
FEMA is updating flood maps for certain communities using new science to better show flood risks. If you live or own property in these areas, your flood insurance rules might change soon, so check the new maps and act fast! You’ve got 90 days after local notices to ask for a review, and these updates could affect your insurance costs and safety plans.
2026-12399, Rescinding Portions of DHS Title VI Regulations To Conform More Closely With the Statutory Text and To Implement Executive Order 14281
Starting June 22, 2026, DHS is updating its rules to match the original meaning of the Civil Rights Act’s Title VI, just like the Department of Justice did. This change affects anyone involved with DHS or FEMA programs that get federal money, making it easier and cheaper to follow the rules while protecting people from discrimination. No big costs or delays—just clearer, fairer rules for everyone!
Previous / Next Documents
Previous: 2025-05122, Proposed Flood Hazard Determinations; Correction
FEMA goofed on a flood risk table for Berrien County, Michigan, and now they’re fixing it! If you live or work there, this updated info shows the correct flood hazard zones. Keep an eye out because these changes could affect flood insurance and planning soon.
Next: 2025-05124, Changes in Flood Hazard Determinations
Some communities just got updated flood maps that show new flood risks and zones. These changes affect homeowners, businesses, and local officials by changing where flood insurance is needed and how much it might cost. The updates are official now, so folks should check their new flood zones and get ready for any insurance or building rule changes.