FEMA Updates Local Flood Zones With New Data
Published Date: 7/9/2026
Notice
Summary
FEMA is updating flood maps for certain communities using new science to better show flood risks. If you live or own property in these areas, your flood insurance rules might change soon, so check the new maps and act fast! You’ve got 90 days after local notices to ask for a review, and these updates could affect your insurance costs and safety plans.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 0 costs, 2 mixed.
Flood maps changed for listed communities
FEMA revised Flood Insurance Rate Maps (FIRMs) and, where applicable, Flood Insurance Study (FIS) reports for the communities listed in the table using new scientific or technical data. The revisions were made through Letters of Map Revision (LOMR) and the current effective community number shown in the table must be used for all new flood insurance policies and renewals; the revisions are finalized on the dates listed in the table.
Maps set community NFIP requirements
FEMA states that the FIRM and FIS report are the basis of the floodplain management measures communities must adopt or show evidence of having in effect to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). These flood hazard determinations and the criteria in 44 CFR 60.3 are the minimum required.
90-day appeal right after notice
From the date of the second local newspaper notice, any person has 90 days to ask the community to request that FEMA reconsider the flood hazard determinations. Reconsideration requests must be submitted through the community to the Assistant Administrator, Federal Insurance Directorate, Resilience, and flood hazard information may change during the 90-day period.
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Key Dates
Department and Agencies
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Previous / Next Documents
Previous: 2026-13898, Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your insurance rates or building rules might change soon. These updates are final and already published, so check your local map or online to see how it impacts you and your wallet.
Next: 2026-13900, Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for several communities based on new science, changing flood zones, water levels, and boundaries. If you live or own property in these areas, your flood insurance rules and costs might change soon. You’ve got 90 days after local notice to ask for a review before the updates become final, so keep an eye out and act fast!