FEMA Updates Flood Maps in Multiple Areas
Published Date: 7/9/2026
Notice
Summary
FEMA is updating flood risk maps for several communities, which could change flood zones and rules for flood insurance. If you live in these areas, your flood insurance costs or requirements might change, so check the new maps and share your thoughts by October 7, 2026. These updates help communities stay safe and keep their flood insurance programs running smoothly.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 0 costs, 2 mixed.
Flood Map Changes May Affect Insurance
FEMA proposes changes to Flood Insurance Rate Maps (FIRMs) for listed communities in Fannin, Towns, and Union Counties, Georgia (Project 19-04-0025S; Preliminary FIRM date: August 28, 2025). The changes may include Base Flood Elevation, base flood depth, Special Flood Hazard Area boundaries, zone designations, or regulatory floodway, and those map changes could change flood insurance requirements or costs for properties in those communities.
Communities Must Meet NFIP Floodplain Rules
The preliminary FIRMs and Flood Insurance Study reports are the basis of the floodplain management measures communities must adopt or show they have in effect to qualify or remain qualified for the National Flood Insurance Program (NFIP) under 44 CFR 60.3. Affected communities may keep stricter local rules if they choose, but these proposed determinations are the minimum required for NFIP participation.
How to Review, Comment, and Appeal Maps
You can inspect the Preliminary FIRM and FIS reports online at https://hazards.fema.gov/femaportal/prelimdownload and compare them with current maps at https://msc.fema.gov. FEMA is accepting comments identified by Docket No. FEMA-B-2615 through October 7, 2026, and communities may request reconsideration under 44 CFR 67.6(b) or use a Scientific Resolution Panel after at least 60 days of consultation if appeals remain unresolved.
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