FEMA Finalizes Flood Maps: Insurance Rates May Shift
Published Date: 6/11/2025
Notice
Summary
The government has updated flood risk maps for certain communities, changing flood levels and boundaries to keep everyone safer. If you live or own property in these areas, these changes could affect your flood insurance and building rules. These updates are final, so it’s time to check how they might impact your money and plans.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 1 costs, 1 mixed.
Final Flood Map Updates Affect Properties
FEMA made final updates to flood risk maps for certain communities, including changes to Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and regulatory floodways on Flood Insurance Rate Maps (FIRMs) and Flood Insurance Study (FIS) reports. If you live in or own property in those listed communities, these map changes could affect your flood insurance and local building rules.
Communities Must Meet NFIP Rules To Stay Eligible
The FIRM and FIS reports are the basis for floodplain management measures that a community is required to adopt or to show are in effect in order to qualify or remain qualified for participation in FEMA's National Flood Insurance Program (NFIP). Communities listed with these final determinations may need to adopt or demonstrate measures to keep NFIP participation.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-13898, Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your insurance rates or building rules might change soon. These updates are final and already published, so check your local map or online to see how it impacts you and your wallet.
2026-13901, Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for several communities, which could change flood zones and rules for flood insurance. If you live in these areas, your flood insurance costs or requirements might change, so check the new maps and share your thoughts by October 7, 2026. These updates help communities stay safe and keep their flood insurance programs running smoothly.
2026-13900, Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for several communities based on new science, changing flood zones, water levels, and boundaries. If you live or own property in these areas, your flood insurance rules and costs might change soon. You’ve got 90 days after local notice to ask for a review before the updates become final, so keep an eye out and act fast!
2026-13897, Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your insurance rates or building rules might change soon. These updates are final and already published, so check your local map or online to see how it impacts you and your wallet.
2026-13899, Changes in Flood Hazard Determinations
FEMA is updating flood maps for certain communities using new science to better show flood risks. If you live or own property in these areas, your flood insurance rules might change soon, so check the new maps and act fast! You’ve got 90 days after local notices to ask for a review, and these updates could affect your insurance costs and safety plans.
2026-12399, Rescinding Portions of DHS Title VI Regulations To Conform More Closely With the Statutory Text and To Implement Executive Order 14281
Starting June 22, 2026, DHS is updating its rules to match the original meaning of the Civil Rights Act’s Title VI, just like the Department of Justice did. This change affects anyone involved with DHS or FEMA programs that get federal money, making it easier and cheaper to follow the rules while protecting people from discrimination. No big costs or delays—just clearer, fairer rules for everyone!
Previous / Next Documents
Previous: 2025-10626, Proposed Flood Hazard Determinations
FEMA is updating flood maps that show which areas are at risk of flooding. If you live in or manage one of the affected communities, these changes could affect your flood insurance and building rules. Now’s the time to check the new maps, share your thoughts, and get ready for any updates that might impact your wallet or safety.
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The Indiana Advisory Committee to the U.S. Commission on Civil Rights is holding public Zoom meetings to review and update their report on hate crimes in Indiana. These meetings let the public see how the Committee works and influence important decisions about civil rights. If you care about fairness and safety in Indiana, these meetings are your chance to stay informed and involved.