Federal Student Loans Get Their Annual Rate Refresh – Snooze Fest
Published Date: 3/2/2026
Notice
Summary
If you have an older federal student loan made before July 1, 2006, or a consolidation loan applied for before February 1, 1999, your interest rate changes every year. For July 1, 2025, through June 30, 2026, the government has set new variable rates that could affect how much you pay. This update helps you know what to expect for the next year on your loan costs.
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