Federal Student Loans Get Their Annual Rate Refresh – Snooze Fest
Published Date: 3/2/2026
Notice
Summary
If you have an older federal student loan made before July 1, 2006, or a consolidation loan applied for before February 1, 1999, your interest rate changes every year. For July 1, 2025, through June 30, 2026, the government has set new variable rates that could affect how much you pay. This update helps you know what to expect for the next year on your loan costs.
No Economic Impacts Identified for this Document
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2025-15665 — William D. Ford Federal Direct Loan (Direct Loan) Program
The government wants to change the rules for the Public Service Loan Forgiveness program to stop people working for shady employers from getting loan forgiveness. This means if your job is with an organization involved in serious illegal activities, you won’t qualify for loan help anymore. These changes protect taxpayers and make sure the program is fair, coming soon to keep things on the up and up.
2026-10999 — Agency Information Collection Activities; Comment Request; Upward Bound (UB) Upward Bound Math Science (UBMS) Annual Performance Report
The Department of Education wants to keep collecting yearly reports from Upward Bound and Upward Bound Math Science programs without changing the form. This helps track how well these programs support students aiming for college, especially in math and science. If you have thoughts, you can share them by August 3, 2026, but no new costs or big changes are planned.
2026-10998 — Agency Information Collection Activities; Comment Request; Educational Opportunity Centers Program (EOC) Annual Performance Report
The Department of Education wants to keep collecting info from Educational Opportunity Centers to see how well they’re helping students. They’re not changing the form, just asking to extend the deadline for comments until August 3, 2026. If you’re involved with these centers or just curious, now’s your chance to share your thoughts—no extra costs or new rules, just keeping things rolling smoothly!
2026-10986 — Federal Need Analysis Methodology for the 2027-28 Award Year-Federal Pell Grant, Federal Work-Study, Federal Supplemental Educational Opportunity Grant, William D. Ford Federal Direct Loan, and TEACH Grant Programs
Starting in the 2027-28 school year, the government is updating the numbers used to figure out how much financial aid students can get for college. These updates adjust for inflation and affect programs like Pell Grants, Work-Study, and student loans. If you’re a student or family applying for aid, expect some changes in how your financial need is calculated, based on new cost-of-living numbers.
2026-10827 — Notice Announcing Technical Assistance and Dissemination To Improve Services and Results for Children With Disabilities-National Assessment Center Competition
The Department of Education is offering up to $1 million in grants for 2026 to help improve services and results for children with disabilities. Schools, nonprofits, and other groups can apply by July 20, 2026, to create a National Assessment Center focused on better testing and support. This is a great chance to boost learning and make sure all kids get the help they need!
2026-10917 — Agency Information Collection Activities; Submission to the Office of Management and Budget for Review and Approval; Comment Request; State Workforce Pell Program Certification
The Department of Education is asking states, local, and tribal governments to help by filling out a new form to certify their participation in the State Workforce Pell Program. This new paperwork supports changes from a recent law and aims to keep things running smoothly. Comments on this request are open until July 1, 2026, and the process is expected to take about 1,600 hours total each year.
Previous / Next Documents
Previous: 2026-04076 — Polyvinyl Alcohol From China and Japan; Institution of Five-Year Reviews
The U.S. International Trade Commission is checking if stopping special taxes on polyvinyl alcohol from China and Japan would hurt American businesses. This review started on March 2, 2026, and companies have until April 1 to share their thoughts. The results could affect import costs and jobs in the U.S. polyvinyl alcohol industry.
Next: 2026-04079 — Foreign Endangered Species; Receipt of Permit Applications
The U.S. Fish and Wildlife Service is asking for your thoughts on permit applications to work with endangered animals from other countries. If you care about protecting these rare species, now’s your chance to speak up before April 1, 2026. This process affects anyone involved in handling or studying foreign endangered species and helps make sure permits are given responsibly.