FEMA Asks the Public to Review Its Flood Claim Forms
Published Date: 6/12/2026
Notice
Summary
FEMA is asking for your thoughts on keeping their flood insurance claim and home damage inspection forms in use. If you own property in flood-prone areas or handle flood claims, this affects you! Comments are open until August 11, 2026, and this helps FEMA keep paperwork simple and efficient without extra costs.
Analyzed Economic Effects
3 provisions identified: 0 benefits, 3 costs, 0 mixed.
Estimated paperwork burden and cost
FEMA estimates 300,493 respondents will complete these flood-claims and housing inspection forms, totaling 306,947 annual burden hours and an estimated $14,926,833 in total annual respondent costs. The agency also estimates the Federal government cost at $102,314,333 for this information collection.
Inspections required to verify disaster damage
If FEMA finds you had home or personal property damage and have no insurance or insufficient insurance after a Federally declared disaster, an inspection is required to verify disaster-caused damage. Inspections can be conducted onsite, by phone (voice), or by video; inspectors record interior and exterior damages for owners (not real property specs for renters), use ACE software and upload results to NEMIS, and they only record observed damage—they do not determine eligibility or award levels.
Use of specific NFIP claim and inspection forms
NFIP Direct policyholders and disaster applicants must provide information via FEMA forms (examples include FF-206 series Personal/Building Worksheets, Proof of Loss forms, First Notice of Loss, Claim Appeal, and FF-104 inspection forms) so FEMA can investigate, document, evaluate, and adjudicate flood claims and verify eligibility for disaster housing assistance or Increased Cost of Compliance (ICC) benefits.
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Key Dates
Department and Agencies
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