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119-hr-5577119th CongressWALLET
NFIP Extension Act of 2026
Sponsored By: Representative Garbarino, Andrew R. [R-NY-2]
In Committee
Summary
This bill would extend the National Flood Insurance Program's financing authority and program expiration date to September 30, 2026. It would make those date changes effective retroactively to January 30, 2026 if enacted after that date and names the measure the NFIP Extension Act of 2026.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Extend flood insurance for homeowners and renters
If enacted, this bill would extend the National Flood Insurance Program's financing authority and program expiration to September 30, 2026. If enacted after January 30, 2026, the extension would be retroactive to January 30, 2026. This would keep NFIP flood insurance and its financing authority available to policyholders and communities through that date. The bill would not change premiums, eligibility, or other program rules beyond the date extension.
Sponsors & CoSponsors
Sponsor
Garbarino, Andrew R. [R-NY-2]
NY • R
Cosponsors
Rep. Carter, Earl L. "Buddy" [R-GA-1]
GA • R
Sponsored 9/30/2025
Rep. Van Drew, Jefferson [R-NJ-2]
NJ • R
Sponsored 9/30/2025
Rep. Lawler, Michael [R-NY-17]
NY • R
Sponsored 10/3/2025
Rep. Moskowitz, Jared [D-FL-23]
FL • D
Sponsored 10/3/2025
Rep. LaLota, Nick [R-NY-1]
NY • R
Sponsored 11/10/2025
Rep. Gottheimer, Josh [D-NJ-5]
NJ • D
Sponsored 12/15/2025
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov