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119-s-901119th CongressWALLET

LIONs Act of 2025

Sponsored By: Senator Tillis, Thomas [R-NC]

In Committee

Summary

Raises maximum SBA loan sizes to expand how much small businesses can borrow under two federal programs. The bill increases the statutory caps for 7(a) loans and for development company loans under the Small Business Investment Act of 1958.

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  • Small businesses: Eligible borrowers under the SBA 7(a) program could access larger single loans, with the maximum rising from $3.75 million to $7.5 million and a related threshold increasing from $5 million to $10 million.
  • Development companies and SBIC-backed financing: The caps that previously appeared as $5 million and $5.5 million are replaced so referenced development company loan maximums become $10 million, expanding the program's loan ceiling.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Bigger SBA loans for small businesses

If enacted, you could borrow up to $7,500,000 with an SBA 7(a) loan. If enacted, you could borrow up to $10,000,000 with an SBA 504 (development company) loan. The bill replaces prior statutory dollar caps and the excerpt shows no phase-in or sunset.

Sponsors & CoSponsors

Sponsor

Tillis, Thomas [R-NC]

NC • R

Cosponsors

  • Sen. Wicker, Roger F. [R-MS]

    MS • R

    Sponsored 9/24/2026

  • Sen. Fetterman, John [D-PA]

    PA • D

    Sponsored 4/29/2025

Roll Call Votes

No roll call votes available for this bill.

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