PRIA Logo™
HR4064119th CongressWALLET

Protecting Gun Owners in Bankruptcy Act

Sponsored By: Representative Tenney, Claudia [R-NY-24]

Introduced

Summary

Would allow debtors to exempt up to $3,000 in firearms from their bankruptcy estate. It would also let debtors use that same $3,000 cap to avoid liens on firearms in bankruptcy cases filed after enactment.

Show full summary
  • Families and individual filers: People who file bankruptcy could keep up to $3,000 total in one or more firearms instead of those guns becoming estate property.
  • Creditors and unsecured claimants: Reduces the pool of assets available to repay creditors by excluding up to $3,000 in firearms and permitting lien avoidance on that same value.
  • Bankruptcy trustees and courts: Adds a new exemption item and a matching lien-avoidance category to the Bankruptcy Code, which trustees must apply in cases filed after the law takes effect.

Your PRIA Score

Score Hidden

Personalized for You

How does this bill affect your finances?

Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.

Free to start

Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Keep up to $3,000 in firearms in bankruptcy

If enacted, you could exempt up to $3,000 of the total value of one or more firearms from your bankruptcy estate. It would also let you avoid certain liens on those firearms, up to the same $3,000 total. These rules would apply only to cases filed on or after the date this bill becomes law. It would not change other exemption limits.

Sponsors & CoSponsors

Sponsor

Tenney, Claudia [R-NY-24]

NY • R

Cosponsors

  • Rep. Collins, Mike [R-GA-10]

    GA • R

    Sponsored 6/20/2025

  • Rep. Owens, Burgess [R-UT-4]

    UT • R

    Sponsored 6/20/2025

  • Rep. Weber, Randy K. Sr. [R-TX-14]

    TX • R

    Sponsored 6/20/2025

  • Rep. Gosar, Paul A. [R-AZ-9]

    AZ • R

    Sponsored 6/25/2025

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
Back to Legislation