FDIC Swoops In: Bank Closure Update Protects Customer Funds

2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2026-06525 — Notice to All Interested Parties of Intent To Terminate Receivership

The FDIC is wrapping up its work with Citizens National Bank in Macomb, Illinois, and plans to officially end the receivership at least 30 days after this notice. Creditors can expect a final payment if funds allow, and anyone with thoughts on this decision has 30 days to speak up in writing. This means the bank’s receivership is closing soon, marking the end of this chapter.

2026-06428 — Privacy Act of 1974; System of Records

The FDIC is updating its system for handling consumer complaints and public questions about banks and deposit insurance. This change helps the FDIC better investigate issues and protect people from fraud using its name or logo. The updates take effect April 2, 2026, with public comments open until May 4, 2026—no extra costs involved, just smoother service!

2026-05960 — Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets

Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.

2026-05958 — Proposed Agency Information Collection Activities; Comment Request

The Treasury, Federal Reserve, and FDIC want your thoughts on updating rules about how banks report their money and risks. These changes affect banks of all sizes, especially those with big trading activities, and aim to keep things clear and fair for the next three years. You’ve got until May 26, 2026, to share your ideas—no extra costs for banks, just smarter paperwork!

2026-05836 — Agency Information Collection Activities: Proposed Collection Renewal; Comment Request

The FDIC wants to renew a paperwork collection that affects state banks, savings groups, and related folks. They’re asking for your thoughts by April 27, 2026, but so far, no one has spoken up. This renewal keeps things running smoothly without adding new costs or big changes.

Previous: 2025-01738 — Lyonsdale Associates, LLC; Notice Soliciting Scoping Comments

Lyonsdale Associates wants a new license to run a hydroelectric project on the Moose River in New York. The public is invited to share their thoughts by February 16, 2025, to help shape the project’s future. This could affect local energy and the environment, so your input matters before any big decisions or money moves happen.

Next: 2025-01740 — Certain Composite Intermediate Bulk Containers; Institution of Investigation

Two companies say some imported big containers called composite intermediate bulk containers are breaking their U.S. patents. They’ve asked the government to investigate and possibly block these imports or sales to protect their business. If the investigation moves fast, it could change who can sell these containers in the U.S. and might affect prices or availability soon.