VA Seeks Feedback on Refinance Loan Disclosure Form Tweaks
Published Date: 2/25/2026
Notice
Summary
The VA wants your feedback on updating the form used for cash-out refinance loans guaranteed by them. If you’re a veteran thinking about refinancing your home loan, these changes could affect the info you see and share. Comments are open until April 27, 2026, so jump in now to help shape the process and keep things clear and simple!
Analyzed Economic Effects
2 provisions identified: 1 benefits, 1 costs, 0 mixed.
Risk of Losing VA Guaranty
If you are a veteran applying for a VA‑guaranteed cash‑out refinance loan, your lender must provide initial disclosures within 3 business days of the application and again at closing. If those disclosures are not provided, the loan may be indemnified or have the VA guaranty removed, and indemnification can apply for up to 5 years.
Updated VA Cash-Out Refinance Form
If you apply for a VA‑guaranteed cash‑out refinance loan, the VA is proposing changes to the loan comparison disclosure form that you will see and fill out. VA estimates 146,000 respondents annually, an average burden of 5 minutes per response, two responses per loan, and a total annual burden of 12,167 hours.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2025-21242 — Extending Deadline for Debtor To Request a Waiver
The VA is giving veterans more time—up to one year instead of 180 days—to ask for a waiver on debts related to benefits. This change, effective January 26, 2026, helps reduce stress by giving veterans extra breathing room to handle their debt issues. It doesn’t cost veterans extra money but makes the process friendlier and fairer.
2025-18827 — Extension of Program of Comprehensive Assistance for Family Caregivers Eligibility for Legacy Participants and Legacy Applicants
The VA is giving family caregivers of veterans more time to stay in their special support program by extending the deadline from 2025 to 2028. This means caregivers and veterans who joined the program earlier (the legacy group) can keep getting help for three more years. No changes to money or benefits, just extra time to enjoy the support they deserve!
2025-14687 — Reproductive Health Services
The VA is planning to stop covering abortions and abortion counseling again, reversing a 2022 change. This affects veterans and their families who use VA and CHAMPVA health benefits. The change aims to focus VA services on what they consider essential care, with no new costs or timing details shared yet.
2026-06004 — Notice of Exception to Date of Receipt Rule
Because of a big Canadian postal strike from November 15 to December 17, 2024, mail to and from Canada was seriously delayed. To help veterans and claimants in Canada, the VA is making a temporary rule change so late mail won’t hurt their benefits or claims. This exception started after mail service fully resumed on January 6, 2025, making sure no one loses out because of the strike delays.
2026-05982 — Agency Information Collection Activity Under OMB Review: Application for High-Technology Veterans Education, Training and Skills (VET TEC 2.0) Program
The VA is rolling out a new application for the VET TEC 2.0 program, helping veterans get training in cool tech jobs outside traditional college paths. Veterans under 62 with at least 3 years of service can apply, and the program runs through September 2027. Comments on the application process are open until April 27, 2026, so now’s the time to weigh in!
2026-05740 — Agency Information Collection Activity: Department of Veterans Affairs Acquisition Regulation (VAAR)-Information Security and Privacy Contract Clauses
The Department of Veterans Affairs is updating rules to keep veterans' information safe when contractors work with their computer systems. These changes affect companies that provide IT services or develop and host VA information systems. Comments on these updates are open until April 24, 2026, and the goal is to make sure everyone handles data securely without adding extra costs.
Previous / Next Documents
Previous: 2026-03751 — Information Collection Being Reviewed by the Federal Communications Commission
The FCC is checking in on some paperwork rules for international broadcast stations to make sure they’re still useful and not too much of a hassle. Businesses involved in international broadcasting might need to keep or update records and submit reports, sometimes weekly or yearly. If you have thoughts on how to make this easier or clearer, speak up by April 27, 2026—this could save time and money for small businesses!
Next: 2026-03759 — Float Glass Products From Malaysia: Final Affirmative Countervailing Duty Determination; Correction
The U.S. Department of Commerce fixed a small but important mistake in their February 9, 2026, announcement about extra taxes on float glass from Malaysia. They clarified that they found no urgent reason to apply these taxes early for companies like Jinjing Malaysia and Xinyi Malaysia. This means the countervailing duties stand as planned, with no surprise back charges or rush actions.
Take It Personal
Get Your Personalized Policy View
Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.
Already have an account? Sign in