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AlabamaSB1702026 Regular SessionSenateWALLET

Health insurance, safe harbor created

Sponsored By: Dan Roberts (Republican)

Enacted

Insurance

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Health savings protection delays some cost limits

Beginning June 1, 2026, Alabama protects plans that qualify for Health Savings Accounts (HSAs). State cost-sharing requirements that conflict with federal HSA rules apply only after the federal minimum deductible has been applied. This preserves HSA eligibility but delays conflicting state limits on what enrollees pay. The protection includes specified health insurance corporations and health maintenance organizations; coverage requirements exclude self-funded plans the corporations only administer. Alabama’s Insurance Commissioner can issue rules to carry out the law.

Sponsors & Cosponsors

Sponsor

  • Dan Roberts

    Republican • Senate

Cosponsors

  • Shay Shelnutt

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 407 • No: 0

House vote • 3/11/2026

Motion to Read a Third Time and Pass as Amended - Adopted Roll Call 860

Yes: 105 • No: 0

House vote • 3/11/2026

Motion to Adopt - Adopted Roll Call 859

Yes: 101 • No: 0

Senate vote • 3/11/2026

Roberts Concur in and Adopt- Adopted Roll Call 801

Yes: 29 • No: 0 • Other: 1

House vote • 3/11/2026

Third Reading in Second House

Yes: 104 • No: 0

Senate vote • 2/17/2026

Third Reading in House of Origin

Yes: 34 • No: 0

Senate vote • 2/17/2026

Motion to Read a Third Time and Pass - Adopted Roll Call 430

Yes: 34 • No: 0

Actions Timeline

  1. Enacted

    3/31/2026Senate

  2. Third Reading in Second House

    3/11/2026House

  3. Insurance Engrossed Substitute Offered

    3/11/2026House

  4. Motion to Adopt - Adopted Roll Call 859

    3/11/2026House

  5. Motion to Read a Third Time and Pass as Amended - Adopted Roll Call 860

    3/11/2026House

  6. Roberts Concur in and Adopt- Adopted Roll Call 801

    3/11/2026Senate

  7. Ready to Enroll

    3/11/2026Senate

  8. Enrolled

    3/11/2026Senate

  9. Signature Requested

    3/11/2026House

  10. Delivered to Governor

    3/11/2026Senate

  11. Read for the Second Time and placed on the Calendar

    3/5/2026House

  12. Reported Out of Committee Second House

    3/4/2026House

  13. Third Reading in House of Origin

    2/17/2026Senate

  14. Motion to Read a Third Time and Pass - Adopted Roll Call 430

    2/17/2026Senate

  15. Read for the first time and referred to the House Committee on Insurance

    2/17/2026House

  16. Pending Committee Action in Second House

    2/17/2026House

  17. Read for the Second Time and placed on the Calendar

    2/5/2026Senate

  18. Reported Out of Committee House of Origin

    2/4/2026Senate

  19. Read for the first time and referred to the Senate Committee on Banking and Insurance

    1/15/2026Senate

  20. Pending Committee Action in House of Origin

    1/15/2026Senate

Bill Text

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