PRIA Logo™
ArizonaSB 1206Fifty-seventh Legislature - Second Regular SessionSenateWALLET

storm related insurance claims

Sponsored By: Frank Carroll (Republican)

Signed by Governor

adjusters (h)application of other lawsinsurance - title 20insurance claimsprofessions and occupations - title 32residential construction contractsstorm related insurance claims

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Free to download

Bill Overview

Analyzed Economic Effects

3 provisions identified: 2 benefits, 1 costs, 0 mixed.

No repair sales pitches during emergencies

At damaged property, adjusters cannot offer to represent an insured person while the event causing damage continues. Contractors also cannot ask someone to sign a repair agreement there during that time. Both bans also apply while firefighters or other public safety services respond to an emergency at that property.

Stronger safeguards for property insurance claims

Arizona defines adjusting as investigating or negotiating a property or casualty claim settlement. Adjuster rules also cover paid helpers who directly or indirectly seek business, investigate, or advise insured people for claim adjusters. Adjusters cannot take part, directly or indirectly, in repairs on claims they adjusted, or sign claim payments unless the insured personally signs. Post-storm home repair contractors cannot act as the homeowner’s adjuster or negotiate the claim settlement. With the homeowner’s permission, contractors can discuss claim disputes with insurers, but cannot charge for those communications.

Contractors cannot cover homeowners’ insurance deductibles

For post-storm home repairs in a designated disaster area, contractors cannot pay or rebate an insured homeowner’s policy deductible. They also cannot advertise or promise to cover it, directly or indirectly, when the homeowner submits a repair claim. Homeowners remain responsible for the deductible required by their policy; the law sets no deductible amount.

Sponsors & Cosponsors

Sponsor

  • Frank Carroll

    Republican • Senate

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 153 • No: 8

Senate vote • 6/9/2026

Concurrence: Passed

Yes: 0 • No: 0

Senate vote • 6/9/2026

Final Reading: Passed

Yes: 27 • No: 1

House vote • 4/15/2026

Third Reading: Passed

Yes: 47 • No: 6

House vote • 3/30/2026

Rules: C&P

Yes: 8 • No: 0

House vote • 3/24/2026

Commerce: DPA

Yes: 8 • No: 0

Senate vote • 3/10/2026

Third Reading: Passed

Yes: 29 • No: 0

Senate vote • 3/2/2026

Third Reading: Passed

Yes: 29 • No: 0

Senate vote • 2/16/2026

Finance: DPA

Yes: 5 • No: 1

Actions Timeline

  1. Signed by Governor

    6/19/2026Governor

  2. Final Reading: Passed

    6/9/2026Senate

  3. Concurrence: Passed

    6/9/2026Senate

  4. Third Reading: Passed

    4/15/2026House

  5. Committee of the Whole: do pass amended

    4/9/2026House

  6. Rules: C&P

    3/30/2026House

  7. Commerce: DPA

    3/24/2026House

  8. House Second Reading

    3/17/2026House

  9. House First Reading

    3/16/2026House

  10. Third Reading: Passed

    3/10/2026Senate

  11. Motion to Reconsider Third: Passed

    3/2/2026Senate

  12. Third Reading: Passed

    3/2/2026Senate

  13. Committee of the Whole: do pass amended

    3/2/2026Senate

  14. Rules: PFC

    2/23/2026Senate

  15. Finance: DPA

    2/16/2026Senate

  16. Senate Second Reading

    1/21/2026Senate

  17. Senate First Reading

    1/20/2026Senate

Bill Text

Related Bills

Back to State Legislation