ConnecticutSB 004782026 Regular SessionSenateWALLET

AN ACT CONCERNING CONSUMER SAFEGUARDS FOR LONG-TERM CARE POLICIES.

Sponsored By: Human Services Committee

Signed by Governor

Summary

To establish consumer safeguards for purchases of long-term care insurance policies.

human services

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Stronger enforcement for long-term care insurance

Beginning July 1, 2026, Connecticut’s Insurance Commissioner can investigate suspected violations of long-term care insurance rules by covered policy issuers. After an investigation and hearing, the commissioner can order a plan to fix problems, impose other remedies, or issue penalties. The commissioner can also approve a plan before the hearing ends or refer suspected violations to the Attorney General. These powers strengthen oversight but do not guarantee policyholders money or a specific financial recovery.

Sponsors & Cosponsors

Sponsor

  • Human Services Committee

    Affiliation unavailable

Cosponsors

  • Aimee Berger-Girvalo

    Democratic • House

  • Amy Morrin Bello

    Democratic • House

  • Anne M. Hughes

    Democratic • House

  • Anthony L. Nolan

    Democratic • House

  • Brian Lanoue

    Republican • House

  • Ceci Maher

    Democratic • Senate

  • Chris Stewart

    Republican • House

  • Christopher Poulos

    Democratic • House

  • Cristin McCarthy Vahey

    Democratic • House

  • Derek Slap

    Democratic • Senate

  • Devin R. Carney

    Republican • House

  • Eleni Kavros DeGraw

    Democratic • House

  • Eric C. Berthel

    Republican • Senate

  • Gary A. Turco

    Democratic • House

  • Heather S. Somers

    Republican • Senate

  • Jaime S. Foster

    Democratic • House

  • James Sanchez

    Democratic • House

  • Jane M. Garibay

    Democratic • House

  • Jason Perillo

    Republican • Senate

  • Jillian Gilchrest

    Democratic • House

  • John A. Kissel

    Republican • Senate

  • Jorge Cabrera

    Democratic • Senate

  • Josh Elliott

    Democratic • House

  • Julie Kushner

    Democratic • Senate

  • Kaitlyn Shake

    Democratic • House

  • Kate Farrar

    Democratic • House

  • Kenneth Gucker

    Democratic • House

  • Kurt Vail

    Republican • House

  • Laurie Sweet

    Democratic • House

  • MD Rahman

    Democratic • Senate

  • Martha Marx

    Democratic • Senate

  • Martin M. Looney

    Democratic • Senate

  • Mary Fortier

    Democratic • House

  • Mary Welander

    Democratic • House

  • Matt Blumenthal

    Democratic • House

  • Matthew L. Lesser

    Democratic • Senate

  • Michael "MJ" Shannon

    Democratic • House

  • Michael D. Quinn

    Democratic • House

  • Mike Demicco

    Democratic • House

  • Mitch Bolinsky

    Republican • House

  • Nicholas Menapace

    Democratic • House

  • Nick Gauthier

    Democratic • House

  • Patricia Billie Miller

    Democratic • Senate

  • Paul Cicarella

    Republican • Senate

  • Paul Honig

    Democratic • Senate

  • Rebecca Martinez

    Democratic • House

  • Rick Lopes

    Democratic • Senate

  • Robin E. Comey

    Democratic • House

  • Ronald A. Napoli

    Democratic • House

  • Saud Anwar

    Democratic • Senate

  • Stephen G. Harding

    Republican • Senate

  • Tami Zawistowski

    Republican • House

  • Tammy R. Exum

    Democratic • House

  • Tom Delnicki

    Republican • House

  • William Pizzuto

    Republican • House

Roll Call Votes

All Roll Calls

Yes: 0 • No: 0

Senate vote • 3/19/2026

Senate Roll Call Vote 204

Yes: 0 • No: 0

Senate vote • 3/19/2026

Senate Roll Call Vote 205

Yes: 0 • No: 0

Senate vote • 3/19/2026

HS Vote Tally Sheet (Joint Favorable)

Yes: 0 • No: 0

House vote • 3/19/2026

House Roll Call Vote 267 AS AMENDED

Yes: 0 • No: 0

Actions Timeline

  1. Signed by the Governor

    6/2/2026legislature
  2. Transmitted by Secretary of the State to Governor

    5/26/2026legislature
  3. Transmitted to the Secretary of State

    5/26/2026legislature
  4. Public Act 26-93

    5/19/2026legislature
  5. In Concurrence

    5/5/2026legislature
  6. House Passed as Amended by Senate Amendment Schedule A

    5/5/2026House
  7. House Adopted Senate Amendment Schedule A

    5/5/2026House
  8. House Calendar Number 556

    5/1/2026House
  9. Favorable Report, Tabled for the Calendar, House

    5/1/2026House
  10. Rules Suspended, Transmitted to the House

    4/30/2026House
  11. Senate Passed as Amended by Senate Amendment Schedule A

    4/30/2026Senate
  12. Senate Rejected Senate Amendment Schedule B 5427

    4/30/2026Senate
  13. Senate Adopted Senate Amendment Schedule A 5414

    4/30/2026Senate
  14. File Number 370

    4/2/2026legislature
  15. Senate Calendar Number 257

    4/2/2026Senate
  16. Favorable Report, Tabled for the Calendar, Senate

    4/2/2026Senate
  17. Reported Out of Legislative Commissioners' Office

    4/2/2026legislature
  18. Referred to Office of Legislative Research and Office of Fiscal Analysis 04/01/26 5:00 PM

    3/27/2026legislature
  19. Filed with Legislative Commissioners' Office

    3/20/2026legislature
  20. Joint Favorable

    3/19/2026legislature
  21. Public Hearing 03/17

    3/13/2026legislature
  22. Referred to Joint Committee on Human Services

    3/11/2026legislature

Bill Text

  • Public Act No. 26-93

    4/30/2026

  • File No. 370

    4/2/2026

  • HS Joint Favorable

    3/19/2026

  • Raised Bill

    3/11/2026

  • Bill Analysis For File Copy 370

  • Bill Analysis for SB-478, as amended by Senate "A"

  • Fiscal Note For File Copy 370

  • Fiscal Note for Amendment LCO 4730 (Eliminates Fiscal Impact in Bill)

  • Fiscal Note for Amendment LCO 5130 (Eliminates Fiscal Impact in Bill)

  • Fiscal Note for Amendment LCO 5210 (Eliminates Fiscal Impact in Bill)

  • Fiscal Note for Amendment LCO 5251 (Revenue Loss)

  • Fiscal Note for Amendment LCO 5414 (Eliminates Fiscal Impact in Bill)

  • Fiscal Note for Amendment LCO 5427 (Revenue Loss)

  • Fiscal Note for SB-478, As Amended by Senate "A" (LCO 5414)

  • HS Joint Fav. Rpt

  • HS Vote Tally Sheet (Joint Favorable)

  • House Roll Call Vote 267 AS AMENDED

  • Senate LCO Amendment #4730 (D)

  • Senate LCO Amendment #5130 (J)

  • Senate LCO Amendment #5210 (D)

  • Senate LCO Amendment #5251 (R)

  • Senate Roll Call Vote 204

  • Senate Roll Call Vote 205

  • Senate Schedule A LCO# 5414 (J)

  • Senate Schedule B LCO# 5427 (R)

  • Summary for Public Act No. 26-93

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