All Roll Calls
Yes: 248 • No: 3
FloridaHB 10872026House
Pub. Rec./Office of Financial Regulation
Sponsored By: J.J. Grow (Republican)
Signed by Governor
AppropriationGovernment Operations SubcommitteeState Affairs CommitteeHouse CalendarRules
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
More Privacy, Less Public Financial Oversight
Florida's Office of Financial Regulation keeps covered money-services investigation and examination records, including customer complaints, confidential while cases are active. Coverage includes virtual currency kiosks, qualified payment stablecoin issuers, and money transmitters holding gold or silver coins for customers. Trade secrets and personal financial information stay protected afterward. Other records stay exempt only where release threatens another active investigation or exposes personal financial details, confidential sources, or investigative methods. Covered investigation exemptions and financial-institution record protections expire October 2, 2031, unless lawmakers review and reenact them. The money-services expansion starts with HB 175, SB 198, or similar legislation enacted in the same session or extension, or sections 1–15 of chapter 2025-100. The financial-institution review change starts with HB 175 or similar legislation enacted in that session or extension, or those chapter provisions.
Payment Record Privacy Faces Expiration
Covered Florida payment records keep licensees, payors, payees, and people conducting transactions confidential, limiting public access. Florida's deferred presentment database also protects identities of check writers and providers of these payday loans. These exemptions expire October 2, 2031, unless lawmakers review and reenact them under the Open Government Sunset Review Act. The review changes start when sections 1–15 of chapter 2025-100 take effect.
Sponsors & Cosponsors
Sponsor
J.J. Grow
Republican • House
Cosponsors
Omar Blanco
Republican • House
Government Operations Subcommittee
Affiliation unavailable
State Affairs Committee
Affiliation unavailable
Roll Call Votes
House vote • 3/12/2026
House Floor Vote
Yes: 109 • No: 0
Senate vote • 3/6/2026
Senate Floor Vote
Yes: 31 • No: 3
House vote • 3/3/2026
House Floor Vote
Yes: 108 • No: 0
Actions Timeline
Chapter No. 2026-130; Companion bill(s) passed, see CS/CS/HB 175 (Ch. 2026-176), CS/HB 505 (Ch. 2026-178)
6/12/2026Approved by Governor
6/11/2026Signed by Officers and presented to Governor
6/9/2026Ordered engrossed, then enrolled
3/12/2026HouseCS passed as amended; YEAS 109, NAYS 0
3/12/2026HouseAmendment 736548 Concur
3/12/2026HouseAdded to Senate Message List
3/12/2026HouseIn Messages
3/6/2026HouseCS passed as amended; YEAS 31 NAYS 3 -SJ 644
3/6/2026SenateRead 3rd time -SJ 644
3/6/2026SenateAmendment(s) adopted (736548) -SJ 638
3/6/2026SenateRead 2nd time -SJ 638
3/6/2026SenateSubstituted for SB 7044 -SJ 638
3/6/2026SenatePlaced on Calendar, on 2nd reading
3/6/2026SenateWithdrawn from Rules -SJ 638
3/6/2026SenateReceived
3/3/2026SenateReferred to Rules
3/3/2026SenateIn Messages
3/3/2026SenateCS passed; YEAS 108, NAYS 0
3/3/2026HouseRead 3rd time
3/3/2026HouseAdded to Third Reading Calendar
3/3/2026HouseRead 2nd time
3/3/2026House1st Reading (Committee Substitute 2)
2/26/2026HouseBill added to Special Order Calendar (3/3/2026)
2/26/2026HouseBill referred to House Calendar
2/26/2026House
Bill Text
er
6/12/2026
e1
3/12/2026
c2
2/26/2026
c1
2/11/2026
Filed
1/6/2026