FloridaHB 13432026House

Insurance Customer Representative Licensing Qualifications

Sponsored By: Brian Hodgers (Republican)

Signed by Governor

AppropriationInsurance & Banking SubcommitteeCareers & Workforce SubcommitteeCommerce CommitteeRules

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 0 costs, 1 mixed.

New insurance license paths and limits

Beginning July 1, 2026, Florida adds education routes to qualify for an insurance customer representative license. One route requires a Florida high school diploma that includes the new insurance and personal finance course. Another requires a department-approved degree from an accredited college, with at least 9 credit hours of insurance instruction. Those credits must include property, casualty, and inland marine insurance. The professional credential route requires earning an accepted designation within four years before applying. Accepted designations are Accredited Advisor in Insurance, Associate in General Insurance, Accredited Customer Service Representative, Certified Insurance Counselor, Certified Professional Service Representative, Certified Insurance Service Representative, Certified Insurance Representative, Chartered Customer Service Representative, and Professional Customer Service Representative. Also accepted are Insurance Customer Service Representative from Statewide Insurance Associates LLC and Registered Customer Service Representative from a regionally accredited Florida postsecondary school. The latter requires an approved curriculum covering basic property and casualty insurance, with testing that shows mastery. The licensing department must set curriculum approval standards. Applicants must still meet other licensing requirements.

New insurance and finance course for students

Beginning July 1, 2026, Florida's Department of Education must develop a half-credit insurance and personal finance course. It must work with the Department of Financial Services and finish by January 1, 2027. The course must fully cover basic property and casualty insurance, matching the training used for accepted insurance licensing credentials. The state must set curriculum approval standards. Districts can offer the course starting in the 2027–2028 school year; neither districts nor students must use it.

Sponsors & Cosponsors

Sponsor

  • Brian Hodgers

    Republican • House

Cosponsors

  • Insurance & Banking Subcommittee

    Affiliation unavailable

Roll Call Votes

All Roll Calls

Yes: 150 • No: 0

Senate vote • 3/6/2026

Senate Floor Vote

Yes: 34 • No: 0

House vote • 2/25/2026

House Floor Vote

Yes: 116 • No: 0

Actions Timeline

  1. Chapter No. 2026-133

    6/12/2026
  2. Approved by Governor

    6/11/2026
  3. Signed by Officers and presented to Governor

    6/9/2026
  4. Ordered enrolled

    3/6/2026House
  5. In Messages

    3/6/2026House
  6. CS passed; YEAS 34 NAYS 0 -SJ 652

    3/6/2026Senate
  7. Read 3rd time -SJ 652

    3/6/2026Senate
  8. Read 2nd time -SJ 652

    3/6/2026Senate
  9. Substituted for CS/SB 1504 -SJ 652

    3/6/2026Senate
  10. Placed on Calendar, on 2nd reading

    3/6/2026Senate
  11. Withdrawn from Rules -SJ 652

    3/6/2026Senate
  12. Received

    2/26/2026Senate
  13. Referred to Rules

    2/26/2026Senate
  14. In Messages

    2/25/2026Senate
  15. CS passed; YEAS 116, NAYS 0

    2/25/2026House
  16. Read 3rd time

    2/25/2026House
  17. Added to Third Reading Calendar

    2/25/2026House
  18. Read 2nd time

    2/25/2026House
  19. Bill added to Special Order Calendar (2/25/2026)

    2/19/2026House
  20. Added to Second Reading Calendar

    2/11/2026House
  21. Bill released to House Calendar

    2/11/2026House
  22. Reported out of Commerce Committee

    2/11/2026House
  23. Favorable by Commerce Committee

    2/10/2026House
  24. Added to Commerce Committee agenda

    2/6/2026House
  25. Now in Commerce Committee

    2/4/2026House

Bill Text

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