All Roll Calls
Yes: 211 • No: 16
GeorgiaHB 1592025-2026 Regular SessionHouseWALLET
Georgia Housing and Finance Authority; increase outstanding bond limit
Sponsored By: Beth Camp (Republican), Clint Crowe (Republican), Kimberly New (Republican), Matt Reeves (Republican)
Signed by Governor
Banks & BankingEconomic Development and TourismGeneral Bill
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Bill Overview
Analyzed Economic Effects
3 provisions identified: 1 benefits, 1 costs, 1 mixed.
Bigger bond cap for home loans
The Georgia Housing and Finance Authority can have up to $6 billion in bonds for single-family housing. This was raised from $3 billion. Bonds issued only to refund old bonds do not count toward the $6 billion. This expands capacity to finance more home loans and related programs.
Tighter limits on non-housing and health bonds
The Authority’s bonds for projects that are not housing or health care are capped at $140 million at one time. The Authority does not issue new bonds for those projects after June 30, 1995. Bonds issued only to refund old bonds do not count. Bonds for health care services are capped at $30 million outstanding. Bonds used only to refinance old health care bonds do not count.
No state interest caps on authority bonds
State interest-rate and usury limits do not apply to bonds of the Georgia Housing and Finance Authority. This removes caps under the state Revenue Bond Law and similar laws. The Authority and investors set rates based on the market. This can change borrowing costs for Authority-financed projects.
Sponsors & Cosponsors
Sponsors
Beth Camp
Republican • House
Clint Crowe
Republican • House
Kimberly New
Republican • House
Matt Reeves
Republican • House
Cosponsors
Drew Echols
Republican • Senate
Roll Call Votes
Senate vote • 3/21/2025
PASSAGE
Yes: 49 • No: 6
House vote • 3/6/2025
PASSAGE
Yes: 162 • No: 10
Actions Timeline
House Date Signed by Governor
5/13/2025HouseAct 173
5/13/2025Effective Date
5/13/2025House Sent to Governor
4/7/2025HouseSenate Third Read
3/21/2025SenateSenate Passed/Adopted
3/21/2025SenateSenate Read Second Time
3/18/2025SenateSenate Committee Favorably Reported
3/13/2025SenateSenate Read and Referred
3/10/2025SenateHouse Third Readers
3/6/2025HouseHouse Passed/Adopted By Substitute
3/6/2025HouseHouse Committee Favorably Reported By Substitute
3/3/2025HouseHouse Withdrawn, Recommitted
2/18/2025HouseHouse Second Readers
1/30/2025HouseHouse First Readers
1/29/2025HouseHouse Hopper
1/28/2025House
Bill Text
HB 159/AP* (v6)
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