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GeorgiaHB 4102025-2026 Regular SessionHouse

Insurance, Department of; efficiency in the practices; provide

Sponsored By: Buddy DeLoach (Republican), Eddie Lumsden (Republican), Bruce Williamson (Republican)

Signed by Governor

InsuranceInsurance and LaborGeneral Bill

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

Insurers can use out-of-state deposits

Insurers based in another state can use deposits held there to meet all or part of Georgia’s deposit requirement. Georgia’s Insurance Commissioner must accept a properly issued certificate from that state’s insurance supervisor confirming the deposit. The deposit must be held in public custody and protect policyholders; it may also serve other reasonable purposes.

Insurers face fewer filing publication steps

Domestic insurers no longer need to publish charter applications or charter surrenders. Publication requirements also end for charter amendments, fraternal benefit society charter petitions, and fraternal society mergers or consolidations. The law also removes specified requirements for probate-court certificates confirming publication.

Insurance agencies get simpler licensing rules

Insurance agencies no longer need separate licenses for Georgia branches; the principal office still needs a license before operations begin. The law repeals two fees for insurance branch licensees, but the source does not give their amounts. Agencies renew licenses every two years, before the last day of their origination month rather than before December 31. Insurance licenses must show the licensee’s legal name and address.

Sponsors & Cosponsors

Sponsors

  • Buddy DeLoach

    Republican • House

  • Eddie Lumsden

    Republican • House

  • Bruce Williamson

    Republican • House

Cosponsors

  • Marty Harbin

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 211 • No: 0

Senate vote • 3/28/2025

PASSAGE

Yes: 47 • No: 0 • Other: 2

House vote • 2/26/2025

PASSAGE

Yes: 164 • No: 0 • Other: 3

Actions Timeline

  1. House Date Signed by Governor

    5/14/2025House

  2. Act 265

    5/14/2025

  3. Effective Date

    5/14/2025

  4. House Sent to Governor

    4/10/2025House

  5. Senate Third Read

    3/28/2025Senate

  6. Senate Passed/Adopted

    3/28/2025Senate

  7. Senate Read Second Time

    3/18/2025Senate

  8. Senate Committee Favorably Reported

    3/13/2025Senate

  9. Senate Read and Referred

    2/27/2025Senate

  10. House Third Readers

    2/26/2025House

  11. House Passed/Adopted

    2/26/2025House

  12. House Committee Favorably Reported

    2/20/2025House

  13. House Second Readers

    2/18/2025House

  14. House First Readers

    2/13/2025House

  15. House Hopper

    2/12/2025House

Bill Text

  • HB 410/AP* (v3)

    PDF

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