All Roll Calls
Yes: 376 • No: 6
GeorgiaHB 942025-2026 Regular SessionHouseWALLET
Insurance; medically necessary expenses for standard fertility preservation services when a medically necessary treatment for cancer, sickle cell disease, or lupus may directly or indirectly cause an impairment of fertility; require coverage
Sponsored By: Sharon Cooper (Republican), Lee Hawkins (Republican), Eddie Lumsden (Republican), Kim Schofield (Democrat), Deborah Silcox (Republican), Darlene Taylor (Republican)
Signed by Governor
HealthInsurance and LaborGeneral Bill
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Bill Overview
Analyzed Economic Effects
4 provisions identified: 3 benefits, 1 costs, 0 mixed.
Fertility preservation coverage for cancer care
Beginning January 1, 2026, health plans issued or renewed in Georgia must cover standard fertility preservation when treatment for cancer, sickle cell disease, or lupus may cause infertility. Covered items include evaluation, lab tests, medicines, and freezing of eggs, sperm, embryos, or ovarian tissue. Plans also cover storage of eggs, sperm, or embryos for up to one year. This applies to individual and fully insured group plans, not self-funded employer plans or state employee plans. The rule lowers out‑of‑pocket costs for eligible patients.
No extra copays for preservation care
Starting January 1, 2026, insurers cannot add special higher deductibles, coinsurance, or copays for fertility preservation services. These services use the same cost-sharing rules as other medical or surgical care in your plan. This prevents extra out‑of‑pocket charges for eligible patients.
Limits plans can set on coverage
For plans issued or renewed on or after January 1, 2026, insurers may set certain limits on this coverage. They can exclude storage beyond one year, set age rules, set a lifetime cap per procedure, and cover only nonexperimental services. These limits can reduce how much coverage some people receive.
State rules to enforce coverage
The Georgia Insurance Commissioner sets rules to carry out these coverage requirements. The rules follow guidance from medical groups like the American Society of Clinical Oncology and the American Society for Reproductive Medicine. This helps insurers apply the law consistently.
Sponsors & Cosponsors
Sponsors
Sharon Cooper
Republican • House
Lee Hawkins
Republican • House
Eddie Lumsden
Republican • House
Kim Schofield
Democrat • House
Deborah Silcox
Republican • House
Darlene Taylor
Republican • House
Cosponsors
Chuck Hufstetler
Republican • Senate
Roll Call Votes
House vote • 4/2/2025
Agree to Senate Substitute
Yes: 162 • No: 3
Senate vote • 3/31/2025
PASSAGE BY SUBSTITUTE
Yes: 52 • No: 1
House vote • 2/27/2025
PASSAGE
Yes: 162 • No: 2
Actions Timeline
House Date Signed by Governor
5/1/2025HouseAct 42
5/1/2025Effective Date
5/1/2025House Sent to Governor
4/8/2025HouseHouse Agreed Senate Amend or Sub
4/2/2025HouseSenate Third Read
3/31/2025SenateSenate Passed/Adopted By Substitute
3/31/2025SenateSenate Read Second Time
3/21/2025SenateSenate Committee Favorably Reported By Substitute
3/20/2025SenateSenate Read and Referred
2/28/2025SenateHouse Third Readers
2/27/2025HouseHouse Passed/Adopted
2/27/2025HouseHouse Committee Favorably Reported
2/4/2025HouseHouse Second Readers
1/28/2025HouseHouse First Readers
1/27/2025HouseHouse Hopper
1/17/2025House
Bill Text
HB 94/AP* (v7)
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