GeorgiaSB 1192025-2026 Regular SessionSenateWALLET

Manufactured or Mobile Homes; limited exceptions to circumstances under which a manufactured home shall become real property; provide

Sponsored By: Russ Goodman (Republican), Bo Hatchett (Republican), Harold Jones II (Democrat), Nikki Merritt (Democrat), Freddie Powell Sims (Democrat), Carden Summers (Republican), Sam Watson (Republican)

Became Law

Banks & BankingBanking and Financial InstitutionsGeneral Bill

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 0 costs, 1 mixed.

Turn a mobile home into real property

Beginning July 1, 2025, and for contracts made on or after that date, a manufactured or mobile home stays personal property until it is converted. It becomes real property when it is permanently affixed on land you (or another owner) also own, you and all lienholders file a Certificate of Permanent Location with the county, a certified copy goes to the state, and the title is surrendered. Use the state form and list owners, lienholders, the title number, and the land description; the clerk records it and charges the usual recording and copy fees. After filing, the home is part of the land for sales, mortgages, and foreclosures; the state keeps the record and stops taking more title filings except to fix errors. The clerk then sends the certificate to the local tax assessor, and your property tax bill may change. No one may remove the home without written consent from the landowner and all lienholders and full legal compliance; breaking this rule is a serious misdemeanor.

Lienholders keep rights after conversion

Beginning July 1, 2025, filing a Certificate of Permanent Location and surrendering the title does not cut off a prior lienholder’s rights until the lien is paid. A prior lienholder may treat the home as personal property and remove it without the owner’s consent or Subpart 2 steps. A lienholder who uses personal‑property remedies can get a new certificate of title without producing the last title, and a buyer from that lienholder can also get title. These filings do not add new licensing or extra duties for lienholders or their service providers.

Sponsors & Cosponsors

Sponsors

  • Russ Goodman

    Republican • Senate

  • Bo Hatchett

    Republican • Senate

  • Harold Jones II

    Democrat • Senate

  • Nikki Merritt

    Democrat • Senate

  • Freddie Powell Sims

    Democrat • Senate

  • Carden Summers

    Republican • Senate

  • Sam Watson

    Republican • Senate

Cosponsors

  • Rob Leverett

    Republican • House

Roll Call Votes

All Roll Calls

Yes: 221 • No: 0

House vote 3/25/2025

PASSAGE

Yes: 168 • No: 0

Senate vote 3/6/2025

PASSAGE

Yes: 53 • No: 0

Actions Timeline

  1. Effective Date

    7/1/2025
  2. Senate Date Signed by Governor

    5/14/2025Senate
  3. Act 286

    5/14/2025
  4. Senate Sent to Governor

    4/7/2025Senate
  5. House Third Readers

    3/25/2025House
  6. House Passed/Adopted

    3/25/2025House
  7. House Committee Favorably Reported

    3/20/2025House
  8. House Second Readers

    3/11/2025House
  9. House First Readers

    3/10/2025House
  10. Senate Tabled

    3/6/2025Senate
  11. Senate Taken from Table

    3/6/2025Senate
  12. Senate Third Read

    3/6/2025Senate
  13. Senate Passed/Adopted

    3/6/2025Senate
  14. Senate Read Second Time

    2/20/2025Senate
  15. Senate Committee Favorably Reported

    2/19/2025Senate
  16. Senate Read and Referred

    2/10/2025Senate
  17. Senate Hopper

    2/6/2025Senate

Bill Text

  • SB 119/AP* (v5)

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