Property Insurance Policies; notice required to be given a policyholder before the nonrenewal of his or her homeowners' insurance policy; increase the number of days

Georgia homeowners get longer insurance nonrenewal notice

Beginning January 1, 2026, insurers must give named policyholders at least 60 days’ written notice before not renewing covered Georgia property insurance. This increases the earlier 30-day minimum. The rule covers policies governed by Georgia Code Section 33-24-46 issued, delivered, issued for delivery, or renewed on or after that date. The notice must state when coverage ends, at least 60 days after mailing or in-person delivery. A policy or another law can require more notice. Mailed notices must use at least first-class mail to the policyholder’s last recorded address and, when applicable, the lienholder’s address. Insurers must keep a receipt or other mailing evidence acceptable to the U.S. Postal Service and provide reasons for nonrenewal. This gives you more time to seek replacement coverage, but does not guarantee available or affordable insurance.