All Roll Calls
Yes: 214 • No: 0
HawaiiSB 3322025–2026 Regular Session (Year 1)SenateWALLET
RELATING TO FORECLOSURES.
Sponsored By: Stanley Chang (Democratic)
Signed by Governor
Summary
Prohibits sellers of mortgaged properties in a power of sale foreclosure from bundling properties at a public sale and requires each mortgaged property to be bid on separately. Specifies that the sale of a foreclosed property is not final until the earliest of either fifteen days after the public sale, unless an eligible bidder submits a subsequent bid or written notice of intent to submit a subsequent bid, or forty-five days after the public sale. (CD1)
ForeclosureNonjudicial ForeclosurePower of Sale ForeclosureBundled PropertiesPublic SaleProhibitionEligible BiddersSubsequent BidsHSG, CPC, JHA
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
More chances to buy foreclosed homes
Starting July 1, 2025, each foreclosed property must be offered separately unless the mortgage or deed requires a grouped sale. Any person, including the foreclosing mortgagee, can bid. Eligible tenants living in the property as their main home, qualifying buyers who plan to live there, affordable-housing nonprofits, community land trusts, and state or county agencies can make a later bid. A tenant cannot be the borrower or the borrower’s child, spouse, or parent. A prospective owner-occupant must provide an affidavit, move in within 60 days after the deed is recorded, and stay at least one year; they cannot be a close relative of the borrower or act as another buyer’s agent. The later bid must match or beat the latest highest bid. A bid or written notice of intent received within 15 days can delay finality; the sale becomes final no later than 45 days after the public sale. The successful bidder must make a nonrefundable down payment of at least 10% of the bid. If an eligible bidder wins later, the first bidder gets that down payment back.
Sponsors & Cosponsors
Sponsor
Stanley Chang
Democratic • Senate
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 4/30/2025
House Floor Vote
Yes: 49 • No: 0
House vote • 4/23/2025
The Conference Committee recommends that the measure be Passed, with Amendments....
Yes: 5 • No: 0
Senate vote • 4/23/2025
The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS....
Yes: 4 • No: 0
House vote • 4/8/2025
House Floor Vote
Yes: 49 • No: 0
House vote • 4/2/2025
The committee on JHA recommend that the measure be PASSED, WITH AMENDMENTS. The ...
Yes: 10 • No: 0
House vote • 3/19/2025
The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The ...
Yes: 8 • No: 0
House vote • 3/14/2025
Passed Second Reading as amended in HD 1 and referred to the committee(s) on CPC...
Yes: 47 • No: 0
House vote • 3/12/2025
The committee on HSG recommend that the measure be PASSED, WITH AMENDMENTS. The ...
Yes: 8 • No: 0
Senate vote • 3/4/2025
Senate Floor Vote
Yes: 25 • No: 0
Senate vote • 2/21/2025
The committee(s) on JDC recommend(s) that the measure be PASSED, UNAMENDED. The...
Yes: 4 • No: 0
Senate vote • 1/28/2025
The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENT...
Yes: 5 • No: 0
Actions Timeline
Act 105, 05/29/2025 (Gov. Msg. No. 1205).
5/29/2025SenateAct 105, on 05/29/2025 (Gov. Msg. No. 1205).
5/29/2025HouseReceived notice of passage on Final Reading in House (Hse. Com. No. 821).
5/2/2025SenateEnrolled to Governor.
5/2/2025SenateReceived notice of Final Reading (Sen. Com. No. 888).
5/1/2025HousePassed Final Reading, as amended (CD 1). Ayes, 25; Aye(s) with reservations: none . 0 No(es): none. 0 Excused: none.
4/30/2025SenatePassed Final Reading as amended in CD 1 with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Pierick excused (2).
4/30/2025HouseReported from Conference Committee as amended CD 1 (Conf. Com. Rep. No. 28).
4/24/2025Senate48 Hrs. Notice (as amended CD 1) 04-30-25.
4/24/2025SenateReported from Conference Committee (Conf Com. Rep. No. 28) as amended in (CD 1).
4/24/2025HouseForty-eight (48) hours notice Wednesday, 04-30-25.
4/24/2025HouseThe Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows: 4 Aye(s): Senator(s) Fukunaga, Chang, McKelvey, Richards; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Awa.
4/23/2025SenateThe Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows: 5 Ayes: Representative(s) Evslin, Chun, Poepoe, Grandinetti, Muraoka; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none.
4/23/2025HouseSenate Conferees Changed: Senator Keohokalole discharged as Chair. Senator Fukunaga added as Chair.
4/22/2025SenateConference committee meeting to reconvene on 04-23-25 3:20PM; Conference Room 224.
4/22/2025SenateReceived notice of change in Senate conferees (Sen. Com. No. 864).
4/22/2025HouseConference committee meeting scheduled for 04-22-25 3:20PM; Conference Room 224.
4/21/2025SenateSenate Conferees Appointed: Keohokalole Chair; Chang Co-Chair; McKelvey, Richards, Awa.
4/17/2025SenateReceived notice of Senate conferees (Sen. Com. No. 829).
4/17/2025HouseReceived notice of appointment of House conferees (Hse. Com. No. 731).
4/15/2025SenateHouse Conferees Appointed: Evslin, Chun, Poepoe Co-Chairs; Grandinetti, Muraoka.
4/14/2025HouseReceived from House (Hse. Com. No. 641).
4/10/2025SenateSenate disagrees with House amendments.
4/10/2025SenateReceived notice of disagreement (Sen. Com. No. 779).
4/10/2025HousePassed Third Reading as amended in HD 3 with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Marten excused (2). Transmitted to Senate.
4/8/2025House
Bill Text
Bill Text
Original
SB332_CD1
SB332_HD1
SB332_HD2
SB332_HD3
SB332_SD1
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