IowaHF 243491st General Assembly (2025–2026)HouseWALLET

A bill for an act relating to insurance coverage for health care services provided pursuant to a referral by an out-of-network primary care provider. (Formerly HSB 506.) Effective date: 07/01/2026.

Sponsored By: COMMITTEE ON HEALTH AND HUMAN SERVICES

Signed by Governor

commerce

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Coverage protections for out-of-network primary care referrals

For referrals made beginning July 1, 2026, Iowa health insurers cannot deny covered care solely because an out-of-network primary care provider referred you. Deductibles, coinsurance, and copays cannot exceed those for referrals from an in-network health professional. Insurers may request proof of a signed direct primary care agreement, through a written statement or an agreement copy. This agreement provides primary care services for a set period for a service charge. Eligible primary care providers include doctors in family or general practice, pediatrics, internal medicine, obstetrics, or gynecology; advanced registered nurse practitioners; and physician assistants. Iowa’s Insurance Commissioner can issue rules to carry out these protections.

Sponsors & Cosponsors

Sponsor

  • COMMITTEE ON HEALTH AND HUMAN SERVICES

    Affiliation unavailable

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 231 • No: 0

House vote • 4/7/2026

Passed House

Yes: 92 • No: 0

Senate vote • 4/6/2026

Passed Senate

Yes: 47 • No: 0

House vote • 2/25/2026

Passed House

Yes: 92 • No: 0

Actions Timeline

  1. Signed by Governor.

    4/16/2026House
  2. Reported correctly enrolled, signed by Speaker and President, and sent to Governor.

    4/16/2026House
  3. Message from House.

    4/8/2026Senate
  4. Immediate message.

    4/7/2026House
  5. Passed House, yeas 92, nays 0.

    4/7/2026House
  6. House concurred in Senate amendment H-8304.

    4/7/2026House
  7. Senate amendment H-8304 filed.

    4/6/2026House
  8. Message from Senate.

    4/6/2026House
  9. Immediate message.

    4/6/2026Senate
  10. Passed Senate, yeas 47, nays 0.

    4/6/2026Senate
  11. Amendment S-5117 adopted.

    4/6/2026Senate
  12. Placed on calendar under unfinished business.

    3/26/2026Senate
  13. Placed on calendar.

    3/19/2026legislature
  14. Amendment S-5117 filed.

    3/19/2026Senate
  15. Committee report, recommending amendment and passage.

    3/19/2026Senate
  16. Subcommittee recommends passage.

    3/9/2026legislature
  17. Subcommittee Meeting: 03/09/2026 12:30PM Room G15.

    3/5/2026legislature
  18. Subcommittee: Warme, Driscoll, and Knox.

    3/3/2026Senate
  19. Read first time, referred to Commerce.

    2/25/2026Senate
  20. Message from House.

    2/25/2026Senate
  21. Immediate message.

    2/25/2026House
  22. Passed House, yeas 92, nays 0.

    2/25/2026House
  23. Amendment H-8030 adopted.

    2/25/2026House
  24. Amendment H-8030 filed.

    2/24/2026House
  25. Introduced, placed on calendar.

    2/12/2026House

Bill Text

Related Bills

Back to State Legislation