All Roll Calls
Yes: 136 • No: 0
IowaHF 258291st General Assembly (2025–2026)HouseWALLET
A bill for an act relating to investigations of insurance fraud related to adjusters, appraisers, and umpires, and license and financial responsibility requirements for adjusters, and including effective date provisions. (Formerly HSB 701.) Effective date: 04/09/2026.
Sponsored By: COMMITTEE ON COMMERCE
Signed by Governor
commerce
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 1 benefits, 0 costs, 1 mixed.
New bond and rules for adjusters, producers
Beginning April 9, 2026, Iowa adjusters must carry a $50,000 surety bond to get or keep a license. The bond must be from an insurer authorized to issue surety in Iowa, name the state, and let the commissioner recover money for people harmed by your errors, fraud, or unfair acts. The bond can’t end until 30 days after the division gets written notice; you must tell the division right away if it ends without proper notice or becomes impaired. If the bond ends or is impaired, your license is inactive until you show new proof. The division may ask for proof at any time and can issue emergency rules to enforce these requirements. Licensed producers who are appointed and given claim authority must follow adjuster rules, too.
Arrest power in insurance fraud probes
Investigators under the insurance commissioner can make arrests during a case when they find a crime under the listed insurance and related laws. This applies while they are conducting an investigation or working an assigned case. These powers are in effect beginning April 9, 2026.
Sponsors & Cosponsors
Sponsor
COMMITTEE ON COMMERCE
Affiliation unavailable
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
Senate vote • 3/30/2026
Passed Senate
Yes: 46 • No: 0
House vote • 3/2/2026
Passed House
Yes: 90 • No: 0
Actions Timeline
Signed by Governor.
4/9/2026GovernorReported correctly enrolled, signed by Speaker and President, and sent to Governor.
4/9/2026SenateMessage from Senate.
3/31/2026SenateImmediate message.
3/30/2026legislaturePassed Senate, yeas 46, nays 0.
3/30/2026SenatePlaced on calendar under unfinished business.
3/26/2026legislaturePlaced on calendar.
3/18/2026legislatureCommittee report, recommending passage.
3/18/2026legislatureSubcommittee recommends passage.
3/11/2026legislatureSubcommittee Meeting: 03/11/2026 10:30AM Senate Lounge.
3/10/2026SenateSubcommittee: Webster, Dickey, and Drey.
3/10/2026legislatureRead first time, referred to Commerce.
3/3/2026legislatureMessage from House.
3/3/2026HouseImmediate message.
3/2/2026legislaturePassed House, yeas 90, nays 0.
3/2/2026HouseIntroduced, placed on calendar.
2/18/2026legislature
Bill Text
As Introduced
Enrolled
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