All Roll Calls
Yes: 135 • No: 0
IowaSF 221591st General Assembly (2025–2026)SenateWALLET
A bill for an act relating to the applicability of the standard nonforfeiture law for individual deferred annuities to contingent deferred annuities. (Formerly SSB 3064.) Effective date: 07/01/2026.
Sponsored By: COMMITTEE ON COMMERCE
Signed by Governor
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Protections change for contingent annuities
Beginning July 1, 2026, Iowa’s standard nonforfeiture rules for deferred annuities do not automatically apply to contingent deferred annuities. The Insurance Commissioner may set separate nonforfeiture benefits by rule that are fair to policyholders and fit the risks. That means your protections under a contingent deferred annuity can differ from the usual Iowa standards and will follow any rules the Commissioner adopts. This change applies only to contingent deferred annuities issued in Iowa.
Sponsors & Cosponsors
Sponsor
COMMITTEE ON COMMERCE
Affiliation unavailable
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 3/12/2026
Passed House
Yes: 91 • No: 0
Senate vote • 3/3/2026
Passed Senate
Yes: 44 • No: 0
Actions Timeline
Signed by Governor.
4/9/2026GovernorReported correctly enrolled, signed by President and Speaker, and sent to Governor.
4/9/2026SenateMessage from House.
3/16/2026HouseImmediate message.
3/12/2026legislaturePassed House, yeas 91, nays 0.
3/12/2026HouseSubstituted for HF 2184.
3/12/2026legislatureRead first time, passed on file.
3/4/2026legislatureMessage from Senate.
3/3/2026SenateImmediate message.
3/3/2026legislaturePassed Senate, yeas 44, nays 0.
3/3/2026SenateCommittee report, approving bill.
2/5/2026legislatureIntroduced, placed on calendar.
2/5/2026legislature
Bill Text
As Introduced
Enrolled
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