All Roll Calls
Yes: 144 • No: 0
IowaSF 26691st General Assembly (2025–2026)SenateWALLET
A bill for an act relating to theft, forgery, and fraud involving a gift card, and providing penalties. Effective date: 07/01/2025.
Sponsored By: Scott Webster (Republican)
Signed by Governor
judiciary
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
Clear rules for gift card crimes
Beginning 07/01/2025, the law defines key terms for gift card crimes. It explains who is a cardholder, card issuer, and gift card seller. It covers physical and digital gift cards and unique redemption information. It defines value as the greatest possible loss, including the full face value or maximum load for variable cards.
Tougher penalties for gift card fraud
Beginning 07/01/2025, Iowa sets clear crimes and penalties for gift card theft and fraud. Taking or keeping a gift card or its redemption code without consent, with intent to defraud, is an aggravated misdemeanor. Altering or tampering with a gift card to defraud is also an aggravated misdemeanor. Lying or using a scheme to get cards or codes is punished by value: over $5,000 = Class C felony; over $1,000 to $5,000 = Class D felony; over $500 to $1,000 = aggravated misdemeanor; $500 or less = serious misdemeanor. Using a card or code that was unlawfully obtained to get money, goods, or services carries the same value-based penalties. Prosecutors may add up the value of retail goods taken within any six-month period to set the charge.
Sponsors & Cosponsors
Sponsor
Scott Webster
Republican • Senate
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 3/19/2025
Passed House
Yes: 96 • No: 0
Senate vote • 3/12/2025
Passed Senate
Yes: 48 • No: 0
Actions Timeline
Signed by Governor.
4/18/2025GovernorReported correctly enrolled, signed by President and Speaker, and sent to Governor.
4/17/2025SenateMessage from House.
3/20/2025HouseImmediate message.
3/19/2025legislaturePassed House, yeas 96, nays 0.
3/19/2025HouseSubstituted for HF 842.
3/19/2025legislaturePlaced on calendar under unfinished business.
3/18/2025legislatureRead first time, passed on file.
3/12/2025legislatureMessage from Senate.
3/12/2025SenateImmediate message.
3/12/2025legislaturePassed Senate, yeas 48, nays 0.
3/12/2025SenateFiscal note.
3/11/2025legislaturePlaced on calendar.
3/6/2025legislatureCommittee report, recommending passage.
3/6/2025legislatureSubcommittee recommends passage.
3/4/2025legislatureSubcommittee Meeting: 03/04/2025 10:00AM Senate Lounge.
3/3/2025SenateSubcommittee: Webster, Blake, and Reichman.
2/17/2025legislatureIntroduced, referred to Judiciary.
2/11/2025legislature
Bill Text
As Introduced
Enrolled
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