All Roll Calls
Yes: 187 • No: 0
IowaSF 57391st General Assembly (2025–2026)SenateWALLET
A bill for an act relating to motor vehicle glass repair, replacement, and insurance, making penalties applicable, and including applicability provisions. (Formerly SSB 1192.) Effective date: 07/01/2025. Applicability date: 07/01/2025.
Sponsored By: COMMITTEE ON COMMERCE
Signed by Governor
commerce
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Bill Overview
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
Ban on claim steering and fraud
Shops and paid solicitors cannot give gifts, cash, or rebates to steer your glass claim. Shops cannot lie on estimates, work orders, or coverage, charge unreasonable fees, damage your car, or do unneeded work to raise payment. Notices and invoices must match the estimate’s font and size. Repeat rule‑breaking can be treated as knowing violations, and any violation counts as an unfair trade practice. These rules apply to policies issued or renewed on or after July 1, 2025.
Clear glass repair steps and safety
Before work starts, the shop must tell you if your car has driver-assist features and if calibration is needed. If the shop cannot meet the maker’s specs, it must tell you to use a dealer or qualified specialist. For insurer-billed work under your own policy, the shop must confirm you filed a claim and have a claim or referral number before you sign a contract. The shop must give a good‑faith price estimate when you hire it, and an updated estimate before starting work. Afterward, you must get an itemized invoice, a receipt when you pay, and clear notice if calibration was done and if it succeeded; do not rely on driver‑assist features until a successful calibration.
You choose the glass repair shop
When you file a first‑party glass claim, you can pick the shop. Your insurer cannot force you to use a certain shop to get payment. You also cannot sign away your insurance rights or benefits to a shop; any such contract is void. You may still authorize the insurer to pay the shop directly. These protections apply to policies issued or renewed on or after July 1, 2025.
Sponsors & Cosponsors
Sponsor
COMMITTEE ON COMMERCE
Affiliation unavailable
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
Senate vote • 4/28/2025
Passed Senate
Yes: 49 • No: 0
House vote • 4/21/2025
Passed House
Yes: 91 • No: 0
Senate vote • 3/19/2025
Passed Senate
Yes: 47 • No: 0
Actions Timeline
Signed by Governor.
5/6/2025GovernorReported correctly enrolled, signed by President and Speaker, and sent to Governor.
5/6/2025SenateMessage from Senate.
4/29/2025SenateImmediate message.
4/28/2025legislaturePassed Senate, yeas 49, nays 0.
4/28/2025SenateSenate concurred with S-3121.
4/28/2025SenateMessage from House, with amendment S-3121.
4/22/2025HouseImmediate message.
4/21/2025legislaturePassed House, yeas 91, nays 0.
4/21/2025HouseAmendment H-1255 adopted.
4/21/2025legislatureAmendment H-1255 filed.
4/17/2025legislaturePlaced on calendar under unfinished business.
4/10/2025legislaturePlaced on calendar.
4/1/2025legislatureCommittee vote: Yeas, 21. Nays, 0. Excused, 2.
4/1/2025legislatureCommittee report, recommending passage.
4/1/2025legislatureSubcommittee recommends passage.
3/27/2025legislatureSubcommittee Meeting: 03/27/2025 8:00AM RM 304.
3/24/2025legislatureSubcommittee: Lawler, Blom and Wilson.
3/24/2025legislatureRead first time, referred to Commerce.
3/19/2025legislatureMessage from Senate.
3/19/2025SenateImmediate message.
3/19/2025legislaturePassed Senate, yeas 47, nays 0.
3/19/2025SenateCommittee report, approving bill.
3/10/2025legislatureIntroduced, placed on calendar.
3/10/2025legislature
Bill Text
As Introduced
Enrolled
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