IndianaHB 1201Second Regular Session 124th General Assembly (2026)House

Various mental health and insurance matters.

Sponsored By: Elizabeth Rowray (Republican)

Failed

Summary

Prohibits the use of an artificial intelligence system to impersonate or act as a substitute for a licensed mental health professional. Requires the department of insurance to contract with an objective third party to verify that health carriers are in compliance with network adequacy standards. Sets forth notice requirements for an amendment to a health provider contract. Prohibits the use of downcoding in a specified manner. Requires an insurer and a health maintenance organization to reimburse providers of mental illness or substance abuse services at rates that are at least as favorable relative to Medicare rates as reimbursement rates are for providers of medical or surgical services relative to Medicare rates. Prohibits an insurer and a health maintenance organization from retroactively auditing a paid claim or seeking recoupment or a refund of a paid claim after a certain time frame. Sets forth a limitation on the amount that an insured or enrollee may be charged for receiving mental and behavioral care services from an out of network provider under certain circumstances.

insurance

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsor

  • Elizabeth Rowray

    Republican • House

Cosponsors

  • Becky Cash

    Republican • House

  • Cindy Ledbetter

    Republican • House

  • Lori Goss-Reaves

    Republican • House

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. Representative Goss-Reaves added as coauthor

    1/22/2026House
  2. Representative Ledbetter added as coauthor

    1/14/2026House
  3. Representative Cash added as coauthor

    1/13/2026House
  4. Authored by Representative Rowray

    1/5/2026House
  5. First reading: referred to Committee on Insurance

    1/5/2026House

Bill Text

  • Introduced House Bill (H)

Related Bills

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