All Roll Calls
Yes: 280 • No: 1
Sponsored By: Martin Carbaugh (Republican)
Signed by Governor
Provides that the director of the state personnel department may make a determination to provide coverage under the state employee health plan for emergency medical services as part of a mobile integrated healthcare program. Provides that the requirement for a policy of accident and sickness insurance and a health maintenance organization contract to provide reimbursement for emergency medical services includes emergency medical services that are performed or provided as part of a mobile integrated healthcare program. Repeals a provision that requires the department of insurance to maintain an electronic system for the collection and storage of information concerning transactions involving residential property. Provides that the article regarding consumer data protection does not apply to any organization exempt from taxation under Section 501(c)(4) of the Internal Revenue Code that is: (1) established to detect or prevent insurance related crime or fraud; and (2) subject to a memorandum of understanding with a statewide law enforcement agency. Changes the deadline for the Indiana Public Employers' Plan, Inc., to apply to the insurance commissioner for a certificate of authority to transact business as a domestic tax exempt reciprocal insurance company from before December 31, 2026, to before December 31, 2030. Repeals the statute requiring carriers of health insurance plans to conduct annual public forums. Provides that provisions requiring a notice of material change apply to personal automobile or homeowner's policies that are issued, delivered, amended, or renewed after June 30, 2026. Amends the definition of "small employer" in the chapter regarding small employer group health insurance. Makes corresponding changes.
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11 provisions identified: 5 benefits, 3 costs, 3 mixed.
Beginning July 1, 2025, covered health policies and HMO contracts must pay for qualifying advanced life support, even without transport. Services must come from a certified emergency medical services organization acting within its scope during a 911 response or qualifying mobile health program. This requirement applies only to plans that cover emergency medical services; existing deductibles and coinsurance still apply. When several organizations bill for one encounter, only the organization providing most of the advanced life support receives payment.
Beginning July 1, 2025, the small-employer minimum drops from two employees to one for health plans without grandfathered status. One method requires 1–50 employees on at least half the preceding calendar year's working days. The alternative adds employees averaging at least 30 hours weekly to total part-time weekly hours, divided by 12, then 120. Affiliated employers count together, and insurers must apply the definition consistently without regard to claims, health, coverage duration, or case characteristics. Grandfathered plans retain the 2–50 employee definition, with most employees based in Indiana.
Beginning July 1, 2025, the state personnel director can cover qualifying mobile integrated health services through state employee health plans. The law allows this coverage but does not require it. Coverage depends on the director's decision.
Beginning July 1, 2025, the Indiana Public Employers' Plan gets more time to apply for its insurance-company conversion. It must apply before December 31, 2030, rather than before December 31, 2026. The application seeks authority to operate as an Indiana-based, tax-exempt reciprocal insurance company. This deadline change does not establish a household payment or coverage benefit.
Beginning July 1, 2025, Indiana repeals its electronic reporting system for covered mortgage and real estate transactions. Closing agents and other covered participants no longer have the related information-submission duties or civil penalties. The law also removes authority to charge an administrative fee for that system.
Beginning January 1, 2026, qualifying insurance-crime and fraud prevention groups are exempt from Indiana's consumer data protection law. A group must have federal 501(c)(4) tax-exempt status and a formal agreement with a statewide law enforcement agency. The exemption removes that law's protections for personal data handled by these qualifying groups.
Beginning July 1, 2025, Indiana repeals the legal framework for public forums held by health insurers. The repeal ends those statutory forum rules. It does not specify a change to health coverage, premiums, or household payments.
Beginning July 1, 2025, two civil-penalty funding sources no longer support Indiana's home ownership education and foreclosure counseling programs. These are penalties tied to property tax forms and mortgage transaction reporting. Court penalties for violating orders in residential foreclosure cases remain a funding source. The law does not specify how much revenue the programs lose.
Beginning July 1, 2025, closing agents must still give customers the property tax benefits form before covered home-loan closings. Covered deals include single-family residential first-lien purchase mortgages and refinances. The law removes the $25 penalty for each failure to provide the form. It also removes agents' specific legal immunity for failing to provide it, without setting damages or guaranteeing a remedy.
When a title company or producer issues title insurance and handles closing, it must provide closing protection letters. These protect lenders, borrowers, buyers, and sellers against specified losses from stolen settlement funds or failure to follow written instructions. Each protected party pays a fee approved by the insurance commissioner; fee-splitting agreements do not apply. The requirement covers first-lien purchase loans and refinances closed after December 31, 2009, and other covered transactions after December 31, 2011.
The law delays an insurance chapter's application to personal car and homeowners policies by one year. It now applies to policies issued, delivered, amended, or renewed after June 30, 2026, instead of June 30, 2025. The provided provision does not explain the chapter's requirements, so its effect on coverage or costs is unclear.
Martin Carbaugh
Republican • House
Beau Baird
Republican • House
Brad Barrett
Republican • House
Lonnie Randolph
Democratic • Senate
Mike Gaskill
Republican • Senate
Robin Shackleford
Democratic • House
Scott Baldwin
Republican • Senate
All Roll Calls
Yes: 280 • No: 1
Senate vote • 4/24/2025
Rules Suspended. Conference Committee Report 1: adopted by the Senate
Yes: 50 • No: 0
House vote • 4/24/2025
Rules Suspended. Conference Committee Report 1: adopted by the House
Yes: 91 • No: 0
Senate vote • 4/15/2025
Third reading: passed
Yes: 47 • No: 1
House vote • 2/18/2025
Third reading: passed
Yes: 92 • No: 0
Signed by the Governor
Public Law 236
Signed by the President of the Senate
Signed by the Speaker
Signed by the President Pro Tempore
Rules Suspended. Conference Committee Report 1: adopted by the House; Roll Call 546: yeas 91, nays 0
Rules Suspended. Conference Committee Report 1: adopted by the Senate; Roll Call 519: yeas 50, nays 0
CCR # 1 filed in the House
CCR # 1 filed in the Senate
Senate advisors appointed: Qaddoura and Baldwin
Senate conferees appointed: Gaskill and Randolph Lonnie M
Motion to dissent filed
House conferees appointed: Carbaugh and Shackleford
House advisors appointed: Mayfield, Ledbetter, Campbell and Dant Chesser
Returned to the House with amendments
House dissented from Senate amendments
Third reading: passed; Roll Call 445: yeas 47, nays 1
Amendment #3 (Gaskill) prevailed; voice vote
Second reading: amended, ordered engrossed
Committee report: amend do pass, adopted
Senator Baldwin added as second sponsor
Senator Randolph added as cosponsor
Committee report: amend do pass adopted; reassigned to Committee on Appropriations
First reading: referred to Committee on Insurance and Financial Institutions
Referred to the Senate
Engrossed House Bill (H)
Enrolled House Bill (H)
House Bill (H)
House Bill (S)
Introduced House Bill (H)
SB 231, Various corrections matters.
Eliminates requirements that the department of correction: (1) maintain farm programs for offenders committed to the department; and (2) prepare a report calculating the savings realized as a result of sentencing changes. Replaces a reference to a rule repealed by the department of correction with a requirement that the custody and treatment of juveniles meet the standards and licensing requirements adopted in the administrative rules of the department.
SB 324, Criminal procedures.
Increases the penalty levels of crimes related to fentanyl. Provides that a court shall consider requiring certain persons charged with a crime of domestic violence to wear a monitoring device as a condition of bail. Requires that a bail hearing for a violent arrestee or a repeat violent arrestee be held in open court and provides that before releasing a violent arrestee or a repeat violent arrestee on bail the court must review the probable cause affidavit or arrest warrant and impose money bail payable by surety bond or cash deposit. Provides that in accordance with IC 27-10-2-4.5(g)(2), a charitable bail organization may not pay money bail on behalf of a violent arrestee or a repeat violent arrestee. Makes conforming changes.
SB 80, Code publication.
Makes Indiana Code publication amendments. Repeals and relocates specific Indiana Code definitions chapters for organization of the defined terms by alphabetical order and to provide for future expansion of the chapters. Makes conforming cross-reference updates. Makes technical amendments to remove tabulation designations from the certain criminal law and procedure sections for consistency with similar statutes and to streamline amendment of those sections. Resolves technical conflicts between various enrolled acts passed during the 2025 legislative session.
SB 453, Various tax matters.
Amends estimated quarterly tax payment provisions. Restructures tax collection requirements for kerosene to eliminate specialized tax filing. Streamlines the filing requirements for gasoline use tax to eliminate multiple filing requirements. Specifies the liability and remittance requirements for the gross retail tax, gasoline use tax, and other listed taxes in certain circumstances. Amends provisions that apply to passenger and household goods carriers. Amends the college savings tax credit. Replaces the term "college choice 529 education savings plan" with "Indiana529 plan". Makes a clarifying change to the closed system cartridge tax. Extends the renewal period from one year to two years for businesses licensed to collect the electronic cigarettes tax, closed systems cartridge tax, and other tobacco products tax. Specifies that the fiscal officer of an entity that has adopted an innkeeper's tax, a food and beverage tax, or an admissions tax must enter into an agreement with the department of state revenue (department) before the department provides certain information to the fiscal officer as required under current law. Specifies when certain tax information may be disclosed by the department. Provides for the transfer of certain funds from the bureau of motor vehicles commission fund to the motor carrier regulation fund. Provides that a person who commits a violation involving a consumer transaction entailing the transportation of passengers or household goods commits a deceptive act that is actionable by the attorney general and is subject to certain remedies and penalties. Specifies remittance procedures for the gasoline use tax. Specifies recapture procedures for certain reduced estimated tax payments. Makes corresponding changes.
SB 464, Financial institutions and consumer credit.
Provides that a reference to federal law in: (1) the First Lien Mortgage Lending Act; (2) the Uniform Consumer Credit Code (UCCC); or (3) the Indiana Code title governing financial institutions; is a reference to the law as in effect December 31, 2024 (rather than December 31, 2023, under current law). Amends the definition of "principal" for purposes of the UCCC provisions governing consumer loans to specify that the term does not include any loan proceeds held as security for the loan. Makes a technical change to the Indiana Code provision governing the prepayment of consumer loans to incorporate a cross reference to the Indiana Code provision setting forth the authorized nonrefundable prepaid finance charge for supervised loans. (Current law references only the authorized nonrefundable prepaid finance charge for consumer loans other than supervised loans.) Amends the definition of "consumer transaction" for purposes of the deceptive consumer sales act (act) to include the provision of a product or service to a: (1) state law enforcement agency; or (2) local law enforcement agency; in Indiana. Amends the definition of "supplier" for purposes of the act to include an entity that provides a product or service to a state or local law enforcement agency in Indiana. Provides that an action that arises from a transaction involving: (1) a state law enforcement agency may be brought and enforced only by the attorney general; and (2) a local law enforcement agency may be brought and enforced only by an attorney acting on behalf of the local law enforcement agency involved in the transaction, unless the local unit of government served by the local law enforcement agency requests the attorney general to bring and enforce an action on behalf of the local unit. Amends the Indiana Code provision governing audit requirements for credit unions to provide that department of financial institutions may establish by policy or rule accounting and auditing standards necessary to define the audit requirements.
SB 371, Workforce matters.
Amends the definitions of "discharge for just cause", "employment", and "gross misconduct" for purposes of unemployment insurance. Provides that an unemployment claimant: (1) is required to verify the claimant's identity before a claim can be filed, and as a condition for continued eligibility; and (2) has the right to request a wage investigation and to appeal the results of the investigation to a liability administrative law judge. Allows an unemployment claimant or employing unit to appeal regarding the claimant's status as an insured worker. Requires that all hearings before an administrative law judge or the unemployment insurance review board concerning disputed unemployment claims be set as telephone hearings, unless an objection is made. Allows a disputed unemployment claim to be directly filed with a liability administrative law judge. Provides that administrative records of the department of workforce development (department) are self-authenticating and admissible in an administrative hearing. Provides that the department may release certain confidential records to the extent permitted by federal law. Makes certain changes regarding the reemployment service and eligibility assessment program. Makes various changes regarding extended unemployment benefits. Provides that repayment of a benefits overpayment may be waived if certain conditions are met. Alters certain fee and payment provisions. Removes or alters notice and delivery requirements and extends certain deadlines. Requires the department to issue a written notice of violation to a person who fails to comply with certain authorization requirements. Provides that the department may assess a civil penalty against a person under certain circumstances. Requires civil penalties collected by the department to be deposited in the proprietary educational institution authorization fund. Establishes the unemployment insurance modernization fund (fund). Requires the department to annually submit a report to the budget committee detailing the expenditures made from the fund during the previous state fiscal year. Requires the department to annually submit a report to the budget committee concerning the status of the department's unemployment insurance program. Provides that the department may establish a reemployment pilot program. Makes conforming changes.