PRIA Logo™
LouisianaHB 912025 Regular SessionHouseWALLET

BANKS/BANKING: Provides relative to disclosure of financial records

Sponsored By: Polly Thomas (Republican)

Signed by Governor

Commerce, Consumer Protection and International AffairsCommerce

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Free to download

Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 1 costs, 0 mixed.

Bank record requesters face deadlines and costs

In Louisiana, bank record requesters must certify by affidavit that the demand was served at least 30 calendar days before the response deadline. Banks must have a reasonable time to comply, never less than 30 calendar days before that deadline. Requesters must reimburse reasonable costs already incurred or expected, including copying, research, processing, staff time, and travel. This covers both the bank’s own costs and outside service costs, even when other laws say otherwise. If costs are disputed, the bank can withhold records until the court or issuing body sets the amount. That body can hold a hearing where both sides present their positions. These rules apply whether or not the bank is a party to the lawsuit.

Sponsors & Cosponsors

Sponsor

  • Polly Thomas

    Republican • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 143 • No: 0

Senate vote • 5/27/2025

Rules suspended. Read by title, passed by a vote of 37 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

Yes: 37 • No: 0

House vote • 4/24/2025

Read third time by title, roll called on final passage, yeas 90, nays 0. Finally passed, title adopted, ordered to the Senate.

Yes: 90 • No: 0

House vote • 4/15/2025

Reported favorably

Yes: 16 • No: 0

Actions Timeline

  1. Signed by the Governor. Becomes Act No. 56.

    6/4/2025House

  2. Effective date: 08/01/2025.

    6/4/2025House

  3. Signed by the President of the Senate.

    5/29/2025Senate

  4. Sent to the Governor for executive approval.

    5/29/2025House

  5. Enrolled and signed by the Speaker of the House.

    5/28/2025House

  6. Rules suspended. Read by title, passed by a vote of 37 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

    5/27/2025Senate

  7. Received from the Senate without amendments.

    5/27/2025House

  8. Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.

    5/20/2025Senate

  9. Read by title and referred to the Legislative Bureau.

    5/19/2025Senate

  10. Reported favorably.

    5/14/2025Senate

  11. Read second time by title and referred to the Committee on Commerce, Consumer Protection and International Affairs.

    4/29/2025Senate

  12. Received in the Senate. Read first time by title and placed on the Calendar for a second reading.

    4/28/2025Senate

  13. Read third time by title, roll called on final passage, yeas 90, nays 0. Finally passed, title adopted, ordered to the Senate.

    4/24/2025House

  14. Scheduled for floor debate on 04/24/2025.

    4/23/2025House

  15. Read by title, ordered engrossed, passed to 3rd reading.

    4/16/2025House

  16. Reported favorably (16-0).

    4/15/2025House

  17. Read by title, under the rules, referred to the Committee on Commerce.

    4/14/2025House

  18. First appeared in the Interim Calendar on 3/21/2025.

    3/21/2025House

  19. Prefiled.

    3/20/2025House

  20. Under the rules, provisionally referred to the Committee on Commerce.

    3/20/2025House

Bill Text

Related Bills

Back to State Legislation