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MarylandHB 02972025 Regular SessionHouseWALLET

Maryland Health Benefit Exchange - State-Based Young Adult Health Insurance Subsidies Pilot Program - Sunset Repeal

Sponsored By: Kenneth Kerr (Democratic)

Signed by Governor

Health - InsuranceAge -see also- Age of Maj; Children; Elderly; Inf&Tod.; etcHealth Benefit ExchangeHealth Insurance -see also- ACA; HMOs; MCOsMedical AssistancePilot ProgramsRevenue and Taxes -see also- (specific tax)Sunset

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 1 costs, 0 mixed.

Ongoing premium help for Maryland young adults

Beginning July 1, 2025, Maryland’s Health Benefit Exchange can set aside money for young adult health insurance subsidies for 2026 onward. The ongoing funding authority removes the prior yearly ceiling of $20 million plus unspent subsidy money from earlier years. The Exchange sets yearly eligibility and payment rules. Actual help depends on those rules and available money; the law guarantees no household a specific subsidy amount.

Funding limits young adults’ premium help

Beginning July 1, 2025, Maryland’s Health Benefit Exchange may choose whether to establish and run the young adult subsidy program. It must consult the Maryland Insurance Commissioner and obtain approval from the Exchange Board. The Exchange cannot run the program in any calendar year without money distributed from the designated insurance assessment. These limits can leave young adults without program subsidies; they do not require individuals to pay a new charge.

Sponsors & Cosponsors

Sponsor

  • Kenneth Kerr

    Democratic • House

Cosponsors

  • Heather Bagnall

    Democratic • House

  • Harry Bhandari

    Democratic • House

  • Bonnie Cullison

    Democratic • House

  • Pam Lanman Guzzone

    Democratic • House

  • Terri L. Hill

    Democratic • House

  • Anne R. Kaiser

    Democratic • House

  • Lesley J. Lopez

    Democratic • House

  • Ashanti Martinez

    Democratic • House

  • Joseline A. Peña-Melnyk

    Democratic • House

  • Samuel I. Rosenberg

    Democratic • House

  • Steve Johnson

    Democratic • House

  • Deni Taveras

    Democratic • House

  • Jennifer White Holland

    Democratic • House

  • Jamila J. Woods

    Democratic • House

  • Teresa Woorman

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 144 • No: 37

Senate vote • 4/2/2025

Third Reading Passed

Yes: 46 • No: 0 • Other: 1

House vote • 2/20/2025

Third Reading Passed

Yes: 98 • No: 37 • Other: 1

Actions Timeline

  1. Approved by the Governor - Chapter 721

    5/20/2025

  2. Returned Passed

    4/2/2025House

  3. Third Reading Passed (46-0)

    4/2/2025Senate

  4. Favorable Adopted Second Reading Passed

    3/28/2025Senate

  5. Favorable Report by Finance

    3/27/2025Senate

  6. Referred Finance

    2/21/2025Senate

  7. Third Reading Passed (98-37)

    2/20/2025House

  8. Second Reading Passed with Amendments

    2/18/2025House

  9. Favorable with Amendments {463024/1 Adopted

    2/18/2025House

  10. Favorable with Amendments Report by Health and Government Operations

    2/17/2025House

  11. Hearing 1/30 at 1:00 p.m.

    1/10/2025House

  12. First Reading Health and Government Operations

    1/9/2025House

Bill Text

  • Enacted

    5/20/2025

    PDF

  • Third Reading

    2/18/2025

    PDF

  • First Reading

    1/9/2025

    PDF

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